Upwork Scams: How to Not Get Scammed on Upwork

Formerly known as Elance-oDesk, Upwork has become one of the largest and most popular freelancing platforms in the world. With a 16% increase in revenue gain this year, approximately 12 million freelancers and about 5 million registered clients, Upwork does not seem to be slowing down.

If you are willing to put in the time and effort and can build a decent portfolio in terms of successful completion of projects with decent reviews, you can earn anywhere around $100-$150 per day. That’s a decent $3000 minimum pay per month considering you have kept Upwork as a side hustle.

If you plan to make Upwork a full-time gig then you stand to earn much more than this. The amount you earn is limitless. Over time and with a good hourly rate, you’ll be making thousands. This will take time and effort. To
succeed in freelancing on such platforms you always need to depend on the snowball effect.

The first couple of projects will be the hardest to get, but once you power through those with honesty and a good work ethic, you will find projects flowing into your queue in no time. With all that said,  freelancing on Upwork does come with its risks. Here are few of the  different Upwork scams and how you can avoid it.

Requesting to work off-site

This has become one of the most common ways freelancers get scammed on Upwork. If you’ve gone through the handbook for freelancers on the site (which you should’ve), then you know that operating outside the site does not fall in the site’s code of conduct. All work on Upwork has to be done on Upwork and nowhere else.

Most often, this scam works because freelancers get enticed by fancy rates that these “clients” supposedly offer if you agree to work with them outside Upwork. What freelancers do not understand is that these clients are not accountable to anyone outside the site. You stand a risk to get scammed and get paid nothing for all your hard work.

How to solve this?

Follow the handbook rules. Stay within the site for all work received through Upwork. Do NOT go off-site or you risk getting scammed and Upwork can do nothing about it.

Asking for some fee to begin working

Off the back, you might think that this a scam that clients face but surprisingly this is something that freelancers also face. Some clients will request a small fee before they let you begin working on their project. This goes against the website’s rules and regulations and could be a possible scam.

The only money involved is what is listed on the site which is either the amount the project will cost or your hourly rate as a freelancer. If any other cash is requested via chat, this hints to a possible scam so stay away.

How to solve this?

Just say “NO”. If they demand money from you, there is a high chance that this is a scam. Reject the offer and report such clients so that they can deal with them.

Asking for free work

In some instances, clients will ask for a “sample” article to “prove” your writing potential. Although this sounds legitimate, it isn’t. Upwork has stated that there is no concept of free work here whether it is an actual
job or a simple sample. Any work done has to be remunerated. Clients asking for free samples fall under scammers so stay away from such parties.

How to solve this?

Browse through this client’s open jobs, proposals and reviews and make a decision. If it looks fishy, it’s probably a scam. Let your instinct guide you but always remember that free samples are not part of Upwork and their structure.

Asking to share accounts

Yes, the initial days of being a freelancer on sites like this will be nothing short of a struggle. With many rejections and failed attempts at getting that one project to get the ball rolling, you will be desperate. Freelancers in this state usually tend to get scammed by sudden invitations to share accounts so that they can work with you and split the earnings (50-50 or sometimes even 70-30 ).

This might sound downright convenient. Sorry to burst your bubble, but that’s a scam! The risks involved in sharing your account is endless. Changing your password, withdrawing the existing earnings, hijacking and asking for money to give the account back are just a few of these.

How to solve this?

The answer is not rocket science. Under no circumstances should you ever share your account with anyone. Shortcuts will lead to nothing and cost you everything. The simplest way to prevent this is to reject such “helpful” suggestions.

As a client on Upwork, you face scams too. Some of the possible scams are:

Getting plagiarized material

A very simple scam that clients fall into is receiving material that you think is original only to find out later that it is plagiarized. With over 12 million registered freelancers there is a chance that quite a few are scammers looking to make some easy money with copy-paste material.

How to solve this?

Nowadays, tools like Copyscape help clients ensure that the material they receive is 100% genuine. Run the material you receive through this and if it fails, you can easily reject the client and keep the money. There is no point in doing this after a week after completion of the transaction. Do it as soon as you receive the material. (Grammarly is another tool that can help check for grammatical errors along with plagiarism)

Requesting off-site communication and payment

This should be a red flag that your freelancer is possibly trying to scam you. The handbook clearly states that no communication or payment should occur outside its channel. If you do so, you risk getting scammed.

How to solve this?

Just say “NO”. Accept no communication outside Upwork. It ensures accountability, proof and reduces the risk of getting scammed.

Conclusion

Whether you are a freelancer or a client, Upwork is a perfect place for you. With that being said, if you choose to ignore signs of such scams and indulge in activities that might sound like a jackpot, you have a high chance of getting scammed. Stick to their guidelines, adhere to the tips provided here and you stand to gain both as a client and as a freelancer on Upwork.

Four Movies to Watch after You’ve Watched The Big Short

If you haven’t watched The Big Short yet, I strongly recommend you to do. It’s a great movie concerning trading and the global financial crisis (2007-2008). You’d be amazed at the storyline and suspense that this movie has to offer.

But if you have watched this amazing movie, however, then we have four other similar movies to recommend you. Movies that you should definitely put on your must-watch list.

Boiler room

Box office – $28 million

Directed and written by – Ben Younger

(If you are – or if you want to become a broker one day – this is the perfect movie for you)

Plot:
Even though he is a college dropout, the nineteen-year-old Seth Davis manages to make a living by running an illegal and small local casino in his home. Something that his father, Marty (A federal judge), doesn’t approve at all.

But one night, a wealthy person named Greg Weinstein comes by the casino to play blackjack. That night Greg offers Seth to join a brokerage company called J. T. Marlin. Seth accepts the offer. But later on, Seth finds out that J. T. Marlin is corrupted and that it uses its brokers to allure buyers into  investing in companies that never or no longer exist.

Seth is devastated when he is tricked into tricking one of the stock market buyers, Harry Reynard, who thanks to Seth, loses everything he has. Then Seth confesses everything to his father and wants them both to reveal the fraud of J. T. Marlin.

At first, Seth’s father seems reluctant to accept, for he is afraid that he might lose his job as a federal judge if something goes wrong. But then he accepts. Both Seth and his father succeed in closing down J. T. Marlin, though not alone, the FBI gets involved in the case as well.

Margin Call

Box office – $19.5 million

Directed and written by – J. C. Chandor

(A great finance-based movie that will keep you excited and thrilled from the very begging till the end. Besides, you’ll learn something more about the global financial crisis too)

Plot:
A company starts to fall in the abyss of the global financial crisis (2007-2008). During the beginning of the movie, no one is aware of any lurking financial menace. Eric Dale from the department of risk management – is the first person who is on the edge of discovering that the company is moving straight towards bankrupt, but his project isn’t finished.

At first, no one believes in his project, and he is flanked by security out of the building for good. But on his way out, he stumbles across one of his colleagues, Peter Sullivan – also from the department of risk management. Eric hands over a USB stick to Peter by casting him a furtive you-have-to-finish-this look.

Peter, working late at night on finishing Peter’s project, uncovers some shocking facts. The value of the company’s mortgage-backed securities is rapidly decreasing. Peter informs posthaste some of his colleagues about the financial instability that they’re facing. The bad information spreads fast and reaches to the division head, Jared. There is an emergency meeting.

The firm makes some plans on how to financially survive – and Eric is called to be part of those plans at the threat that he’d lose his severance payment, among other things, if he doesn’t agree to do it.

The Wolf of Wall Street

Box office – $392 million

Directed by – Martin Scorsese
Written by – Terence Winter

(This is the greatest stockbroking movie of all times. And even if you don’t have any knowledge in stockbroking, you’ll still enjoy and watch this movie with rapt attention)

Plot:
Jordan Belfort starts as a stockbroker. Something that provides him enough money to fall in the dirty hands of sex, nightlife, and drugs. But rather sooner than later, his career ends. Still, he manages to find a new job at a brokerage firm, and he is so good at what he does that he even makes a  small fortune. But that isn’t enough for Jordan.

And after getting acquainted with the deceitful talents of his neighbor, Donnie Azoff, both he and Donnie decide to open their own company – Stratton Oakmont. They even hire some of Jordan’s friends to work for them by teaching them some fraud methods that, later on, generate huge amounts of money for the company.

Nevertheless, Jordan becomes so rich that he starts to care only for himself. He even divorces his wife to marry another woman named Naomi, but their marriage doesn’t have a happy ending. At any rate, the biggest problems for Jordan begin when he makes dozens of millions in just several hours. Jordan transfers his money in a Swiss bank to hide them, but that doesn’t help him in appearing any less fraudulent in the eyes of the FBI.

He travels abroad to escape justice, but, eventually, he gets caught by the FBI. And after being sentenced by the court, he is given a chance to serve only three years in prison, though under one condition. He has to testify against his criminal colleagues, which he does.

MoneyBall

Box office – $110 million

Directed by – Bennett Miller
Written by – Aaron Sorkin and Steven Zaillian

(If you love baseball and some real (Go from zero to hero) team-management actions – MoneyBall is the movie that you don’t want to skip)

Plot:
The 2001 American League Division doesn’t end well for the Oakland Athletics. Their general manager, Billy Beane, feels down in the dumps. And with several leading players on the brink of leaving the team, there seems to be no hope for the Oakland Athletics at all.

But fortunately, Billy meets this young graduate – Peter Brand. Peter approaches Billy with some forward-looking strategies that might transform the whole downfall prospect of the Athletics into victory. Billy likes Peter’s words and puts him on an aptitude test by asking him what steps he would take concerning a game of a past major league.

Peter answers the question, and Billy hires him almost at once. Billy’s assertions to victory are based on sabermetrics that would evaluate the quality of underestimated players. And since the Athletics have a small budget to operate with, this seems like a great plan to Billy. So, after hiring three underestimated players, including an injured catcher, Billy and Peter get nothing but bad criticism from Oakland scouts and hostile opposition from Art Howe (The manager of the team).

But despite the resistance to their strategy, Billy and Peter prove that they are right. And the Athletics even make twenty consecutive wins, which is a new record to the American League Record Board.

I hope that our list of four movies similar to The Big Short has been interesting to you. Now, all you have to do is relax, sit down, and watch some of the greatest finance-based movies of all times.

Besides, no matter which of these four movies you chose to watch, you won’t make a mistake.

Movies Like The Wolf of Wall Street

There is no doubting that Martin Scorcese’s 2013 biopic of Jordan Belfort’s crazy real-life story, was a huge success. Whenever I speak to people about this movie, I always get the same response. It’s just too hard to find that person who thinks it’s a bad film. Despite only being six-years-old, it is regarded as a modern day classic, which continues to grow in popularity.

This article aims to give you 10 movies that are like “The Wolf of Wall Street”.

The Big Short

This movie just has to make the list. Just like the “The Wolf of Wall Street”, the film is based around a group of characters who work within the wall street industry. What these characters foresee, is the collapse of the housing market, and all they want is to take advantage of it, despite their clients’ growing outrage.

The Social Network

Just like “The Wolf of Wall Street”, “The Social Network” is a critically acclaimed movie that is directed by a cinematic giant. It is David Fincher who is responsible for creating this piece of art back in 2011. Another similarity is that both movies are based on true stories that involve deceit and corruption. “The Social Network” portrays the issues surrounding the creation of Facebook.

American Psycho

If you’re a fan of “The Wolf of Wall Street” then there is no reason why you should not like “American Psycho”. They are two movies based on young, charming men working in sales who have over excessive characters wanting to achieve their goals. Patrick Bateman (played by Christian Bale) is a sociopath waiting to be unleashed in this pulsating thriller.

Casino

Another Scorsese classic which also holds similarities. Driven by an all-star cast, “Casino” portrays life as a mob gangster running a Vegas Casino. One thing about this movie that has to be said, is that Sharon Stone’s portrayal of Ginger is nothing short of wonderfully breathtaking. In addition, her character can be compared to Margot Robbie’s, Naomi Belfort in “The Wolf of Wall Street”. Both women have equal tendencies to be with a man for money and power, and won’t think twice in backstabbing them when the time is right. The infamous Robert De Niro stars as the mob boss in this scintillating gangster movie. When his business is affected by serious competition, life becomes a matter of survival as lives are teared apart in this cinematic masterpiece.

Wall Street

Despite the obvious, “Wall Street” is most certainly a movie to watch after “The Wolf of Wall Street”. Not just because both stories are based around the culture of Wall Street, but how they are set in different eras that show us the corruption involving the financial world. “Wall Street” is set in a time that is before the 1987 crash, and this is right before what takes place at the beginning of “The Wolf of Wall Street”.

American Hustle

This is a fictional film that portrays an impressive scandal you’ll never forget. Led by another all-star cast, “American Hustle” tells a story of con-artists, FBI agents, and the Mafia all rolled up in one glorious feature. The plot is intelligent as well as entertaining, and each character gifts you with something worthwhile of your time. Like “The Wolf of Wall Street”, the movie is thrilling and entertaining, and similarly uses pop songs during emotional moments.

Catch Me if You Can

If you want a movie to take you on a pulsating chase of cat and mouse, look no further than “Catch Me if You Can”. This is another movie starring Leonardo DiCaprio, who plays as Frank Abagnale jr, although he is much younger in this feature. Just like his Jordan Belfort character, DiCaprio’s Abagnale is intelligent and highly skilled to fool the FBI for numerous years. Abagnale is just a teenager, but he manages to disguise himself as a lawyer, a doctor, and a co-captain of a major airline within this movie. To think that this movie is based on a true story just blows your mind.

The Departed

You cannot deny that “The Departed” has to be on this list. Like the majority of the films listed here, it holds a fantastic cast that delivers one of the greatest mob dramas of our era. It earned Scorsese his one and only surprising Academy Award for Best Picture, but when you see it, you will know exactly why. It portrays one man working undercover in the mob, and another who is a mole among the cops. What this story brings, is a battle between the mob and the cops, showing brave individuals as pawns to win it for their establishments. If you haven’t seen this movie, it is a must-see today.

Boiler Room

In this drama, there is a portrayal of American Business at it’s most corrupt worst. Although it doesn’t boast a strong enough script to be on par with “The Wolf of Wall Street”, there are still so many comparisons between the pair. Both movies involve young men who all become millionaires overnight within the world of sales. “Boiler Room” shows these young men working at a brokerage firm who, just like those in “The Wolf of Wall Street”, achieve in making their money by fooling their clients over the phone.

War Dogs

Firstly, “War Dogs” compares to “The Wolf of Wall Street” because both of them contain Jonah Hill. However, the comparison doesn’t stop there. Both of these movies contain young men who strive to earn millions of bucks in quick succession. In this movie, Jonah Hill aims to convince his friend to be an international arms dealer, and the amount of comedic moments that come with it makes you know you are watching a similar movie to “The Wolf of Wall Street”. It is a solid movie which is driven by a compelling true story. It is an underrated movie that could perhaps gain a stronger following.

There you go, the ten movies that can be strongly compared to “The Wolf of Wall Street”. Each and every one of them hold at least some similarities. Some more than others, of course, but it’s easy to suggest that they all compare is some way.

Whether it’s a plot involving the same business culture, or perhaps a mob drama that holds similar characters with similar purposes, there are enough movies out there that can be compared with the popular biopic.

If you’re a fan of “The Wolf of Wall Street”, then each and every movie on this list has to be watched either now or in the future.

Sell Your Home Fast And For A Profit

Urgently needing to sell your home? Then you’ve come to the right post. Any person selling their home wants to make a profit of some kind, and this can be increasingly difficult to come by when you don’t have the time to wait for a high bidding buyer.

However, there are some things you can do to enhance your homes appeal in a short amount of time and increase the value and help it sell fast.

Contact Sellers

To sell your home fast, bring in the experts such as real estate professionals or you can contact businesses that purchase properties for a quote to buy your home. For instance, We Buy Houses, Sell My House, give you the option to either buy or sell your home on your behalf.

Seek a valuation from a few professionals before deciding who you want to use, this way, you can find the price that fits your desire to gain a profit on your property. Although this step is essential, you may want to commit to it after the following steps below, to ensure you get the best price possible for your home.

Upgrade Kitchen and Bathroom

If your bathroom and kitchen are outdated, consider investing some time and money in fixing these rooms up first. This will boost your homes appeal to buyers and its value. Whether purchasing a new bathroom suite or changing the tiles, your kitchen or bathroom doesn’t necessarily need a complete overhaul to look stylish and presentable.

Merely changing the faucets, updating the kitchen surfaces, and grouting the tiles can make a world of difference in transforming your bathroom or kitchen on a budget.

Curb Appeal

Your gardens and the exterior of your home are the very first thing new potential buyers will see, so make an effort to create a welcoming and impressive entrance. Mow the lawns, declutter the gardens, paint your peeling front door and update the handles and door knocker.

These are all budget-friendly ways to help sell your home fast. Purchasing a few bright-colored plants will also add appeal to your home. You want your guests to see themselves living in your home, and so creating the best first impression possible, is one of the most effective ways to do that.

Repairs

No busy professional couple, or family of five desires to move into a home where there is heaps of things that need fixing or replacing. Because of this, be sure to make your home functional, by sorting out urgent repairs quickly such as damp in your home.

Whether you have a noisy boiler, creaky doors, or cracks in the walls, focus on these repairs, you can either hire a professional or spend some time putting your DIY skills to use to keep costs down.

Neutral Decor

It’s fair to consider that your decor efforts may not be to everyone’s taste. Because of this, you may want to tone down any bright colors on the walls and change it for something more neutral such as cream, or white. A blank canvas will give potential buyers a clean slate to put their own stamp on their home, and it means less work for them having to change the decor to which is appealing to buyers.

To sell your home quickly, doing what you can in the time available to repair any problems, neutralize the decor and create curb appeal is essential. A home with too many repairs and outdated or garish decor shall decrease the value of your property and most likely only appeal to those who specifically want a fixer-upper.

These Are The Reasons You Need An Emergency Budget! (& What To Do If You Haven’t)

If we went about thinking of the worst possible scenarios that could happen in life, things would get pretty miserable pretty quick. However, that doesn’t mean we can breeze through life, ignoring them either. Especially when most catastrophes involve our financial stability as well as emotional stress. To that end, it is essential to consider what could go wrong. At least in terms of the economic impact, it could have, something you can get some guidance within the post below.

Your pet is injured.

For most people, pets are more than just animals we own. In fact, they are a part of the family, meaning that if they get injured, we will want to do everything in our power to return them to health. Of course, just like the costs involved with a human patient, treatment for your pet can set you back a great deal of money. Something that it can be tough to find out of nowhere. 

Happily, if you have been topping up your emergency budget regularly, there should be enough in there to cover this sort of situation. Although, it is also possible to pay into a pet insurance policy that will cover the costs of most the treatment instead. Something that may actually work out to be more economical than finding the entirely of the sum from your own savings. 

You experience trouble with the law.

If you have ever experienced any trouble with the law, you know that it is no joke! You will also be well aware that any legal difficulty can cost you big time if you are not careful. In fact, there are many potential costs involved. These may include legal representation, the compensation you are instructed to pay to the other party, and even the amount you are required to pay for bail. Something that you cannot be released from prison without. 

Of course, those with a healthy emergency fund will immediately be in a better position should such a situation arise. The reason being they will have at least part of the money needed to cover these costs. However, some people can help, even if you do not have the required funds to hand. 

These being businesses such as Freedom Bail Bonds that can lend you money to secure your release. In addition to those lawyers that offer their services on a no-win, no fee basis. Something that means you do not need to worry about payment at all, as they will take their percentage from the compensation you receive. 

Your need to move home. 

The issue with needing to move home is that it can be very costly. Something that can be problematic if all of your spare capital is tied up in your residence. After all, you cannot access the money you need to pay for renovations and realtors fees before you have sold your house. 

Luckily, those with an emergency fund can use the money they have there and then replace it when their house has sold. While an alternative for those without funds is to get a loan against the value of their home. Something that may decrease the profit they can make on the sale, but also help them out of a financial bind in the short term.