Serious car accidents lead to catastrophic injuries, which have adverse consequences such as permanent disabilities and amputation.
When something as disconcerting as amputation occurs, the impact goes beyond physical pain and suffering.
There can be massive financial setbacks that stay with you for a lifetime. To start with, you will need to spend a massive sum on treatment and rehabilitation to become independent.
Moreover, you cannot expect to get back to work normally, particularly if the nature of your job depends mainly on your mobility.
Also, there is a lot of mental anguish that you and your family will have to deal with. Flashbacks to the accidents may scare you and the sight of the loved one without a limb is not easy for the family to bear.
At the same time, lost income is bound to cause stress and anxiety for everyone. Dealing with the financial implications of amputation is a big challenge but this is something you will have to manage to get your life back on track.
Here are some facts that you need to know and understand about dealing with such a situation.
Assessment of financial losses caused by amputation
When you have an accident, there is always a financial loss. You can well imagine the extent of these losses if something as serious as amputation happens.
Although it may not be possible to assess the value of a lost limb, you still have to calculate the financial losses caused by the event.
Fortunately, the law comes with a system to facilitate this assessment to a reasonable degree of accuracy.
Typically, the loss caused by amputation includes the cost of surgery, medical bills, replacement limbs or prosthetics, and rehabilitation.
Further, it also adds up the loss of earning after the event because you will probably not be able to work normally after losing a limb.
The cost of adaptation of your living space and car can also be included in the losses caused by the amputation.
Understanding the factors that affect compensation value
Although the law has some guidelines related to the calculation of financial losses caused by amputation, you can never be too sure about the compensation value.
There isn’t a one-size-fits-all method for calculating it; rather you will have to consider certain factors while doing so.
These include the type of amputation (whether traumatic or surgical), the injury that necessitated the amputation, your age and gender, and the level of pain, long term prognosis, and trauma it has led to.
Ideally, you should seek the advice of an expert accident lawyer to calculate the compensation value that you should rightfully get.
Filing a claim for amputation compensation
Life after facing an amputation is never the same. If you go through such a drastic event due to an accident caused by someone else’s negligence, you deserve to be compensated.
The compensation should be enough to cover your financial losses as well as physical suffering and mental trauma.
The best thing to do would be to hire a skilled car accident attorney who can help you with an accurate assessment of the compensation value and also secure what is rightfully yours.
Since such cases involve high-value claims, you can expect the other side to try everything possible to avoid compensating you fairly.
But with an expert handling your case, the process of securing your claim may get easier and quicker.
Restoring the quality of life after amputation
Apart from the financial implications of amputation, it has a far-reaching impact on the quality of life of the victim. It is hard to say if you will ever be able to restore the full quality of life after losing a limb.
However, getting your rightful compensation can make some difference in this context. Since you will need physical and occupational therapies, compensation can help.
Also, there could be future surgeries and rehabilitation in the store, which you will be able to manage with the claim.
Additionally, your family will be financially sorted even if you lose your job or earning capacity. To add to everything, you are in a better state of mind with compensation that secures you and your family on the financial front at least.
Coping with amputation is not easy but when something this tragic happens, you have no choices.
The only thing that gives solace in such a situation is that you can claim lawful compensation if injured due to the negligence of the other driver.
Thankfully, a legal expert can help you get a claim value that can get your finances back on track after such a catastrophe.