Considering Becoming A Landlord?

Letting a property can bring in an additional source of income, be an investment for later life, or even be your full-time occupation. However, dealing with all of the details on your own can be difficult and time-consuming. Have you considered the benefits of working with a letting agent?

Letting agents provide many benefits to landlords and to tenants. They are a source of information and advice, and have experience in every aspect of the letting process, from promoting your property to guiding you on setting your rent to finding the best moving company to remove furniture or add it to the property.

However, this is not the end of the benefits of short let letting experts. Many such firms have connections within the business that mean you can get greater coverage for your properties without needing to pay additional fees. They will also have templates for many of the legal documents you need to produce, including your tenancy agreement. 

In addition, they may undertake referencing of perspective tenants on your behalf, deal with tenancy deposits and set up rent collection arrangements. Some services offer to work on setting up viewings and offer a point of contact so that you do not need to give out personal details.

Such agencies give you support and advice, including on aspects such as inspections and end of tenancy arrangements. It is an ideal situation for those who still want to retain complete control over their property and the final decision on who to let your property to.

Why Tenant Referencing Is Important

a woman at her desk

It is important to ensure that your tenant can afford the rent and will take care of the accommodation. This is where tenant referencing comes in.

Tenant referencing provides you with details about your prospective tenant and safeguards you and your studio accommodation, flat, apartment, or house in a number of different ways.

Firstly, it provides you with evidence of the prospective tenant’s identity. This is important for your own peace of mind, but also to fulfill your legal requirements in regard to their right to rent a property.

Referencing also gives you a chance to check other details the person has given you in relation to their employment and previous renting record. Employment information will include salary information that ensures that they can afford the rent and have a stable long term income.

a man working

References from previous landlords give an indication as to the type of tenant they have been previously and the level of risk you are taking with your financial investment. 

A credit check is usually carried out as part of the referencing procedures for long-term or short let properties, including studios, flats, apartments, and houses. A poor credit score can happen for a number of reasons, and you can create safeguards by requesting that a guarantor is provided.

Alternatively, you can request a greater number of month’s rent in advance if they are a positive asset in every other respect. 

5 Things To Consider Before Setting A Family Budget

If you’re looking to get your finances in order when it comes to your family then you’re going to need some tips. With so many important things to consider before setting your budget, it’s important you know exactly what you’re doing when it comes to your finances. Whether you’re looking to save for a high-ticket item or you want to get a better hold of your finances, setting a budget is important. With that in mind, here are 5 things you need to consider beforehand: 

What Bills Do You Have To Pay?

bills

One of the first things you need to think about when it comes to a family budget is the bills that you need to pay. Whether it’s your monthly rent or your gas and electricity, you need to be making note of them in a spreadsheet. Once you have all of your monthly bills noted down, you can start to think about how much money you have leftover for the month. For guidance when it comes to working out your outgoings, you can visit this site here. 

How Much Income Do You Have Coming Into Your Household?

Another important thing to consider is how much income you have coming into your household, as without this you won’t be able to work out your monthly disposable income. Make sure you’re taking into account all of the different incomes you have coming into your household. 

Do You Have Any Outstanding Debts?

Once you know your incomings and outgoings, you need to think about any outstanding debts you may also have. If you find you have lots of debts, it might be worth considering a loan that will help you consolidate them. For more information about online installment loans, you can visit this handy site here. 

Are You Savings Money?

savings

If you’re trying to save money, you also need to take this into consideration when creating your family budget. Make sure you’re treating it as a recurring outgoing, as this will increase the chance you have saving money each and every month. The theory is if you act like it’s a necessity to save, chances are you’re more likely to save a considerable amount. 

Do You Keep Track Of Your Disposable Income?

Finally, you need to keep track of how you’re spending your disposable income. Although this is spare money you have to spend each month, you may find that you’re spending it on unnecessary items. 

Make sure you’re keeping track of everything you purchase, monitoring the things you do and don’t need to buy. This could mean cutting down on your visits to the pub, ordering fewer take outs each week or reducing the amount you spend on clothing. Either way, you may be surprised you can save each month. 

Do you need to set yourself a family budget to help look after your finances? What do you need to consider beforehand? Let me know your thoughts and ideas in the comments section below. 

What Are the Main Things to Consider When Making a Will?

Investing in the future is a smart decision, but what happens if your future is cut short? A will is one way that you can invest in the future of your loved ones so that they never have to fight over real estate, investments and assets that you leave behind.

When you create a will, you’re choosing to break away from the 60% of Americans that leave the burden of estate managing in the hands of a lawyer, state or family member.

You can create a will online, or you can go to a lawyer that specializes in wills and trusts. The latter is the ideal choice when you have:

  • Investments
  • High net worth
  • Real estate holdings

If you have nothing to your name, a will may be made online. The more complex the will, the better it is to go to a lawyer. A lawyer will be able to walk you through some of the tax advantages that you may be able to setup for family members, and they’ll ensure that the executor of the will has everything in place to divide your assets properly.

What to Consider When Making a Testament With Varied Investments

If you have varied investments, you may want to consider the following:

Foreign Tax Compliance Laws

If you have foreign bank accounts, you’ll want to work with a lawyer that has experience working in both countries. Israeli bank accounts, for example, are subject to FATCA Compliance which means that if you’re a US taxpayer or a foreign entity that has US taxpayers with substantial ownership, you will need to pay taxes in the US, too.

For example, if you have over $10,000 in financial accounts in Israel, the money will need to be reported to US tax authorities with the IRS expecting to collect 30% tax on the asset.

It’s in your best interest to work with an attorney or law firm that specializes in wills and trusts in Israel and the United States. The lawyer will have experience dealing with FATCA compliance and also helping to lower the tax burden on your loved ones.

Should You Create a Trust?

Trusts are a great option if you have a lot of assets to leave behind. Trusts can have tax advantages, and they can also help you put conditions on asset division. Perhaps you’re leaving your estate to your grandson which has been in recovery for years.

You can put a stipulation in the trust that only a certain portion of the assets will be distributed when your grandson is:

  • 3 years clean
  • 5 years clean
  • 7 years clean
  • Graduates college

Trusts can lower estate taxes, and they allow for the distribution of assets without delay and without costs involved in probate court.

Executors and Guardians

If you have minor children, you’ll want to make sure that you appoint a guardian in the event of your demise. The guardian you choose should be aware of the burden that she or he will shoulder upon your passing.

But you’ll also want to name an alternative guardian just in case the first passes away or has become incapacitated.

Executors should also be named, and these will be the family members or persons that you trust the most. This individual will be responsible for executing the will, and the best executor is someone that is familiar with fiscal matters.

The estate’s executor will be responsible for everything from executing the will to filing with courts and a variety of other legal tasks.

Special Circumstances

Circumstances change, and you do not have an obligation to leave anything behind to family members. If you have had a lifelong feud with your nephew, you can opt to leave him out of your will completely.

When you omit family members from a will, you should have it written down why the person has been omitted with a simple statement.

The reason for providing a statement on the matter is that the person that has been left out of the will can argue that they were omitted by error or mistake. If you clearly state that the person is not to benefit from your will, it will allow for an easier time executing your will and final wishes.

If you create a will today, you should update the will whenever new financial investments or matters arise. Perhaps you didn’t mention your stock in Amazon in the initial will because you’ve just purchased shares.

You can amend your will to include these new investments to ensure that they’re dispersed accordingly upon your demise.

Read over your will annually and have any changes made by a lawyer. You can even request that a person take care of your pets or livestock. You can also leave the continuation of your business in your will so that someone else will overtake your business.

Investors Hub Review

One of the best ways to expand your financial acumen is to speak with other traders and investors. However, finding a platform across which the quality of conversation is up to the mark is not easy. That is why, before you join any investment platforms or message boards, it is better to find out as much as you can about them.

One such platform is known as investors Hub. Recently, it has become quite popular. The question is, can it help you improve your financial acumen?

We will today share with you our Investors Hub review, which will help you understand if the platform is worth it or not. We will also share with you information about its premium memberships which will help you know if it is a good option or not.

What Is Investors Hub All About?

InvestorsHub.com also known as IHUB, is a resource for catering to penny stocks. It also covers other stocks and other assets like forex, cryptocurrencies, and so on. Additionally, the forum offers tools such as screeners, news reports, charting tools, and even alerts. Till date, it is host to more than 142 million posts and over 650,000 members.

In a nutshell, it is a forum that can keep you up-to-date with the markets and also help you come across newer investment and trading ideas. Now that you know what Investorshub is all about; let us look at the creator to understand more.

Who Is The Parent company behind the platform?

In 2006, a publicly-traded company acquired the platform. It goes by the name of ADVFN. ADFVN is a data provider which provides real-time as well as delayed rate on stocks, Forex, futures, cryptocurrencies, and assets across different world exchanges. The company caters to various markets like the US, Germany, Italy, Brazil, UK, Canada, and so on.

The company aims to provide all the data which an investor needs on a single platform. Thus, when it comes to the current owner of the platform, the company is legit, and in fact, the data provider in the field. That is why, in terms of the credibility of the creator, there are no red flags at all.

What Is Included In Investors Hub?

a man working

When it comes to any message board, it is essential to look at the quality of information on offer. Same is the case with investor hub. We will now highlight the type of content on offer so that you can decide on joining the platform.

Homepage:

The homepage of the message would consist of charts of various enterprises and assets like Dow Jones, NASDAQ, crude oil, gold, Bitcoin. The single glance at the homepage will let you know about the present position of these assets quite easily.

Below that, you will find various news videos which are in the trend which concern listed companies. Due to this very reason, keeping a watch on company statements and industry developments is comparatively easy.

The homepage also consists of a table tracking stocks across various industries. The table classification is not just by the index but also by gainers, losers, volume actives, and so on. That is why; knowing the condition of the market in a single glance is quite easy. The same data is available for cryptocurrencies as well down the page.

Additionally, the news section lets you know about the latest developments just at a glance.

Thus, when you look at the homepage, it can provide you with the summary of not just the stock markets but variants assets in a jiffy.

Boards:

Investors Hub has various boards on offer like:

  • Stocks
  • Commodities
  • Forex
  • Cryptocurrency
  • The lounge

Each one of them is active. Due to this very reason, if you need any information about these asset classes or want to discuss something about these asset classes, it is easy to do so on these boards. The boards are one of the main reasons why it has become so famous.

Hot!:

Once you go across various boards, you will realize that due to the high activity on these boards, it is not that easy to find the most active discussions. Besides the most active discussions are also the ones that can provide you with maximum insights.

The hot! section solves that problem for you. It lists down the most active message boards according to the type of asset class which they are discussing. As a result, you can take part in most of the discussions and also keep track of them from a single page.

Also, many times, when you’re just looking to get a grip on the pulse of the market, the search option will not help you. In that case, this step can certainly help you know more about the current discussions going on.

Want to view the course of the most valuable members on the platform?

The most followed members option in this section will help you find them in a jiffy. Thus, this page not only helps you discover quality interactions and topics but also can help you save a significant amount of time.

Tools:

While the website is famous for its message boards but it also offers quite a few tools to its members. These tools include:

  • Charts
  • Screeners
  • Newsfeeds
  • And so on

Any trader and investor worth his/her salt will know that charts and tools can come in pretty handy when it comes to any asset class.

While most of the tools are free, but if you want to plot them over real-time charts, you might have to go for one of the subscription packages. Considering the low price of the subscription packages, it is a steal.

The indicators include an entire book of technical indicators like:

  • Moving averages
  • RSI
  • Bollinger bands
  • Stochastics
  • MACD
  • And so on

Thus, irrespective of the strategy or the indicator which you are planning to use, you can find it on this platform, since you can take advantage of the newsfeed as well. It means that you can make your trading decision in a jiffy. When it comes to trading, every second counts, and that is why these tools are one of the most useful features of the platform.

A unique feature of this hub is that it provides level II window as well while you’re examining an asset class in the level I window. While the level I window provides you with a lot of information, the level II can give you a glimpse into another asset. It means that tracking different stocks and assets is possible.

With trades these days getting triggered in a jiffy, this feature can come in handy for most traders and investors.

Thus, the bouquet of tools on offer makes investor hub a highly effective platform.

Crypto:

Under the crypto page, you will get information about top cryptocurrencies. It also includes tools like cryptocurrency converter, ICO list, and a mining profit calculator. Thus, all the information which you need about cryptocurrencies is present and a single tab. It ensures that you can find whichever information you need in a jiffy under the crypto header.

Streamer:

The streamer base is available only for members. It allows you to monitor the quotes across various asset classes in real-time. With constant refreshing of rates, keeping a tab on the changing market dynamics is quite easy.

Level 2:

Level II is a subscription service which provides you with real-time data for NYSE, NASDAQ, OTC Pink/BB, level II windows access. The subscription includes a one-month free offer which means that you can try it out if required.

Thus, when you look at the offerings by investors hub, you will realize that it provides you all the data, tools as well as interactive message boards. Due to this very reason, it is a message board which you cannot ignore.

How Does Investors Hub Work? Is It a Scam?

Are you wondering all that is great, but what about the various subscription packages?

Worry not! We will decipher them all for you.

The majority of the tools and message boards are available for the free registered members. If you want real-time data and want to plot the indicators on real-time data, you might have to go for a subscription service. There are multiple such package options on offer by the company. These include:

  • Premium access which provides you with access to private messenger, unlimited posts, auto-refreshing feature, premium status icon, and a higher buffer limit, costing $ 8.33 per month.
  • Level I starter package which costs $ 14.43 and provides you with live NASDAQ and NYSE data along with delayed OTC Pink/BB quotes.
  • Small-Cap Pro package which includes NASDAQ and NYSE quotes in real-time along with level II windows, and tick by tick OTC Pink/BB quotes will cost you $ 44.59.
  • The website also offers the ultimate trader package. It provides you with all the data in real-time and level II window access for NYSE, NASDAQ, OTC Pink/BB. It will cost you $80.29/month.
  • The platform also offers trader alerts and Mobile access service as an add-on. Some other add-ons also include increasing the maximum stocks which you can track, and access more windows simultaneously. The add-ons are priced upwards of $ 6.72.

The beauty of investors hub is that it offers different packages which can cater to your need precisely. That is why, instead of merely going for the priciest package, you can choose the subscription which serves your needs the best. Since it consists of add-ons as well, choosing the right package is quite easy.

You might be thinking, are the subscriptions worth it?

The answer is yes. Since it provides you with all the data on a single platform, trading and investing decisions are easier than ever. The prices also offer value for money which means that you can recover them in a short time. As long as you know how to act on this data, it is a great value proposition. The platform is backed by a company which is a data provider in the financial realm across countries. That is why; there is nothing to worry.

So, the investors hub not only works, but it also provides a great value proposition which is why you should not think twice before going for it.

Features:

  • Covers various asset classes
  • Offers different packages
  • Interactive message boards
  • Summarizes a lot of information on the homepage
  • Free membership available as well
  • Offers tools as well

Pros:

  • Offers actionable data
  • Great value for money
  • Effective tools on offer
  • Credible owner
  • Helps you track various asset classes
  • Easy to navigate

Cons:

  • The site layout is a bit traditional

Does Investors Hub Work?

struggling financially

 

Investors Hub definitely works. If you are an investor in stocks, Forex or cryptocurrencies, or a trader in these asset classes; it is one of the best platforms for you. With interactive message boards, there is a lot to learn as well. Due to this very reason, if you’re in 2 minds regarding it, you should go for it. Even the various subscriptions on offer provide excellent value for money and can give you a kick start in the world of trading and investing.

Who is the Ideal Candidate for Investors Hub?

The answer to this question is almost everyone. Anyone who wants to make money by trading or investing in assets is the ideal candidate for this platform. The platform can help you gain a competitive edge over other traders and investors (Especially the subscriptions).

Conclusion

If you’re in two minds regarding investors Hub, our advice would be to go for it. Once you get familiar with it, it is easy to obtain actionable data from the platform. You can base your trades and investments on the data from this platform.

The platform offers a lot of data under the free membership. If you’re interested in making money, you can go for the subscription plan to cater to your trading/investing requirements. The platform can single-handedly help you make money from various asset classes, and that is why it is worth subscribing.

Bulls on Wall Street Review

Do you want to take advantage of the financial markets to make money? Are you trying to navigate the tricky waters of the financial markets with no success?

If the answer to any of these questions is yes, our review today will help you. The product which we will be highlighting today is known as Bulls on Wall Street. It claims to be an educational stocks course which helps you know more about the financial markets.

We know, the question which would be plaguing your mind is, does this course actually work?

We will answer this question today in our Bulls on Wall Street review. Before you make your decision on this course, it is better to go through our review below.

What Is Bulls on Wall Street All About?

Bulls on Wall Street is a complete holistic program which can help you know the intricacies of markets. The platform includes:

  • Educational resources
  • Day trading chat rooms
  • Multiple courses
  • Live online Boot Camp

With the help of these resources, it is easy to know the intricacies of the market if you devote time to it. Before we go further, let us look at the background of the creators to understand better whether the creator of the platform is credible or not.

Who Is The Creator?

The creator of Bulls on Wall Street is Kunal Desai. He is also the CEO and the lead instructor on the platform. The platform has gained credible mentions on media websites like the Huffington Post, fortune, and the street.

Kunal Desai is joined by Paul Singh, Sayed Zaman who are all top traders. Together, they not only educate the members on various trading strategies but also share their technical analysis, trend analysis, and information on investor psychology to help members trade successfully.

According to Stockmillionaires.com, Kunal Desai has a net worth of more than $ 4 million. Thus when it comes to the creator of the platform, he’s credible enough to opt for the product.

What Is Included In Bulls on Wall Street?

The best thing about this platform is that it offers four different products. You can buy them individually, or you can buy the entire bundle. The choice is up to you. We will go into the details of these four products to help you understand what exactly Bulls on Wall Street includes.

  • Intro to Trading Course:

As the name suggests, it is a course which familiarizes you with various aspects of the market. It is suitable for intermediate investors and traders as well. You can apprise yourself with market technicals, fundamentals and financial markets.

The video content is of 3.5 hours and comes with quizzes as well, which will help you test your knowledge once you go through the video course.

The stand-alone cost of this video course is $ 197. However, if you opt for an annual package of Bulls vision, it comes free.

  • 60-Day Trading Boot camp:

The module which we are speaking about now consists of 60 hours of live online instructions. Also, you will get lifetime access to that course material. It includes a physical coursebook, quizzes, trading simulator, and even one-on-one coaching.

Besides that, you will gain access to community support as well. Thus, when it comes to 60 Day trading Boot Camp, it can turn you from a beginner to a knowledgeable trader within 60 days.

The cost of the Bootcamp is hidden, but it is in the range of $ 2800. The fact that it has live online instruction on offer, it is certainly worth that price.

  • Bulls vision:

Bulls Vision allows you to follow Desai in real-time. You can access market commentary and the trades in which he is taking part. The annual subscription cost is $ 799.

The fact that you get trade alerts in real-time, it is worth it. A handful of trades can help you recover the subscription cost.

Besides that, you will get 24/7 chat room access and also trade screenshots. You will also gain access to its exclusive blog posts which means that all the information which you need to mend a significant profit from the financial markets will be available.

If you have faith in the creator of this platform, this is the subscription which you should buy.

  • Swing Trade Alerts:

Paul Singh leads this product. It is the product which you should opt for if you’re looking for short-term scalping trades. The cost of this product is $ 49 a month if you opt for the annual plan. If you want to go with the monthly plan, it will cost you $ 99 per month.

In this product, you will get between 2 to 5 weekly picks on stocks. These will be sent to you by SMS as well as email. Along with it, you will get the in-depth market analysis, day trade reports, and even mentorship sessions.

So, not only you can benefit from the swing trades but also the man behind the service as well. That is what makes it such a good option.

As you can see, all the products on this platform provide you with not only excellent value for money but also an opportunity to make a significant amount of money. That is why; they are worth trying.

We will now help you understand how you can use Bulls on Wall Street to your advantage.

How Does Bulls on Wall Street Work? Is It a Scam?

Depending on the module which you choose, you can get tips on intra-day trading, or you can get weekly trading picks. You can also follow the creator of the platform in real-time as he creates his way through. That is why; all you need is to follow these steps.

If you’re looking for a trading educational course, you can go with the module one that will apprise you with the basics of technical trading and how financial markets work.

The beauty of this product is that if you want to get any help related to the financial markets, whether it is ready-made tips or just information, this platform can benefit you.

So, to answer the question, is it a scam? We would say – No, definitely not.

We will now summarize the features of this platform to help you understand why it stands out.

Features:

  • Different solutions on offer
  • Ability to monitor the trades by creators in real-time
  • Suitable for everyone
  • Extensive information on offer
  • Actionable education
  • Community support

Pros:

  • Great value for money
  • Trader oriented solutions
  • Credible creators
  • Easy to get a positive ROI
  • Active community and chat room
  • Suitable for almost everyone

Cons:

  • Can be overwhelming at the start

Does Bulls on Wall Street Work?

The best thing about Bulls on Wall Street is that it works for anyone willing to put in the time and effort to not just go through different modules but also take action on the information provided. That is why, if you are searching for a trading course which can make you money, you should not ignore this platform.

Who is the Ideal Candidate for Bulls on Wall Street?

Whether you’re looking to gain information regarding the financial markets and technical analysis or want tips which you can readily follow, this platform offers you all of that.

With this platform, you can directly mimic the trades of the creator as well which means that if you do not want to invest time and money in understanding the technicals, then also it is suitable for you.

In a nutshell, anyone who wants to make money through trading will find this platform ideal and profitable. That is why; this platform is suitable for almost everyone.

Conclusion

So, if you are in two minds when it comes to Bulls on Wall Street, we would advise you to go for it. With so many different services and modules on offer, you can find the one that can suit your needs. Moreover, the service in itself can help you earn hefty profits from the financial markets.

That is why, it is a platform which you should definitely subscribe to if you’re serious about making money from the financial markets.

Finviz – A Full Overview

Simply put, Investing can make you rich. Take the example of Apple, Amazon, Microsoft over the years. It is an unwritten rule that if you can pick the right stocks, you can end up being rich in just a decade or so.
The question is, of course – how to pick the right stocks?

Among the plethora of options, the probability of picking the right stock is pretty low. The time it takes to shortlist a handful of stock options is enormous. However, there is an easy way out.

You can use a stock screener to pick a handful of stocks from the vast options available in just minutes. Stock screeners are websites which allow you to filter out the stock’s which do not meet your criteria.

All that is good but which stock screener should you choose?

That is what we will help you out today. We will share with you one of the best stock screeners you can use. We are speaking about Finviz. We will go into the nitty-gritty of this stock picker to help you decipher whether it is suitable for you or not.

What Is Finviz All About?

FinViz Stands for Financial Visualization. It offers:

  • Market maps
  • Analysis tools
    • Stock screeners (basic and advanced)

The screener clearly states that it can help you conduct financial research and analysis and even visualization to a certain extent. A single glance at the website will let you know that it has a neatly organized interface. Irrespective of the tools which you use or the information that you plot on charts, it is easy to decipher and use.

The tools on offer are highly visual, which means that there is little to no learning curve involved when using this stock screener. So, you can save your time by going with this screener. The range of tools on offer and the information which you can plot on the charts makes it suitable for not just beginners but also professional traders and investors.

A golden nugget is that it gives you a glimpse of the bulk of the market activity on its homepage. That is why you can be in the know of things just by visiting the website.

Now that you know the basics of Finviz, let us look at the creators of the tool to comprehend more about this platform.

Who Is The Creator?

Juraj Duris is the founder of FinViz. He is a successful investor and has invested in not just startups but also financial markets. He has grown FinViz over the years to make it one of the most popular screeners.

He is an investor himself and hence has taken care to include all the necessary tools and information which other investors and traders might need for trading and investing. So, when it comes to the credibility of the creator, there are no doubts.

What Is Included In Finviz?

FinViz has a lot on offer. We will go into the details of this tool below.

Homepage:

On the website, the first things which you will come across are the candlestick charts of:

  • Dow
  • NASDAQ
  • S&P 500

Apart from these, tables depict more information characterized by:

  • Top gainers
  • New high
  • Overbought stocks
  • Stocks with unusual volumes
  • Socks that received upgrades
  • Top losers
  • Most volatile
  • New low
  • Most active
  • Stocks slated to come out with earnings
  • Stocks that have just released earnings
  • Stocks with insider buying
  • Stocks with insider selling

Apart from this, there is a heat map of the market spread across sectors like technology, services, finance, and consumption. Additionally, the home page lists the recent news and its impact on the financial market as well as analysis. It also has a table which depicts the upcoming data releases and earnings releases. Along with it, there is also a table of commodities and forex and bonds.

Thus, a single look at the homepage will let you know the condition of the entire market and the sentiment as well. However, that is not all.

Apart from the homepage, it consists of numerous other pages which have a different offering. We will go into the details of these pages below.

Screeners:

Finviz is predominantly a screener tool. That is why; the main offerings of this tool are on the screener page. The filters under the screener page are mainly divided into three groups. These are:

  1. Descriptive filters:

The Descriptive filters include things like market cap, earning state, average volume, dividend yield, industry, and so on.

  1. Fundamental filters:

Fundamental filters include filters like P/E, Forward P/E, EPS growth this year, sales growth quarter on quarter, quick ratio, net profit margin, and so on.

  1. Technical Filters:

Technical filters include filters like 20-day simple moving average, 50-day simple moving average, 52 weeks high and low, RSI, beta and so on.

As you can see, the screener page provides you with numerous filters which can help you find the stocks which meet your criteria. As a result, rather than going through hundreds of different stocks, you can now filter them out in a jiffy to find the ones which might be worth investing.

Groups:

The groups’ page allows you to classify the stocks according to the sector, industry, and then filter them with the help of market cap, P/E ratio, and various other such parameters. It will help you get a snapshot of any industry and its performance across different periods.

Insider:

The insider page provides you with more information regarding the insider trades carried out in the recent past. It will let you know in which company the insiders are selling or buying.

News:

The news page syndicates recent news reports across various websites like:

  • Bloomberg
  • Wall Street Journal
  • Market watch
  • CNBC

In the financial markets, especially if you’re trading, the news can help you enter successful trades. Moreover, when you have information syndicated from various sources, chances are you will know about such news releases at least a few crucial seconds before the general market knows it. This page alone can help you make a lot of money if you know how to use this information.

Heat maps:

The page lets you know about the current condition of the market across various sectors and industries in a jiffy. You can even filter the heat maps to view precisely the indices or stocks in which you are interested.

Charts and Quotes:

This page aims to provide you with charts (delayed) and quotes for completely free without registration.

Portfolio:

Under the portfolio section, you can register for free and save your market portfolio and monitor it.

Collaborate:

It is a private discussion platform where one trader can interact with others. It also allows traders to subscribe to channels of other traders. That is why, if you want to socialize in your group, this is the place to do so.

Futures:

If you are more interested in futures & options rather than the cash markets, this page can help you out.

Forex:

The forex page works similar to the futures page but displays various currencies.

Backtest:

Backtest page allows you to test various strategies in the past. However, it is available only to elite users.

Elite:

If you’re looking to get additional benefits from this tool, then it is better to go with elite membership. It can offer you many other features like:

  • Real-time market data
  • Advanced charts
  • Advanced screeners
  • Correlations
  • Alerts and notifications
  • Backtesting

We will go into the details of the Elite membership below and how you can use it to make a great deal of money using FinViz.

How Does Finviz Work?

While the completely free and Registered Free plans of FinViz offer a lot of data, but if you’re serious about making money by selecting stocks, you should go for the elite membership.

The additional features help you stay ahead of various other traders and investors. Moreover, it can also reduce your effort to make money from the financial markets. The elite membership has features like:

  • Up to 100 screeners
  • Backtesting
  • Real-time charts
  • Chatting with and following other traders
  • Advanced charts
  • Email alerts

It means that you can keep a tab on the market activity consistently. Each of these features has its advantage.

When looking to trade in the markets, you always need real-time information. Only once you have real-time data, it is easy for you to enter profitable trades.

Moreover, if you can use a handful of screeners, you might not be able to shortlist the right stocks. That is why; when it comes to screening features; you need complete freedom. Finviz provides you with the same when you go for the elite plan.

Similarly, the charts also play a crucial role along with real-time alerts when you plan on trading or investing in the market.

As you can see, each feature of the elite membership makes it worth it. It can increase your profits if you trade and invest already or if you’re planning to dip your toes into the stock markets, it can certainly give you a head start.

Of course, once you go for the elite membership, you will not be using these features on a stand-alone basis. You will be using them cumulatively, which makes them a potent tool to help you make money from the financial markets.

Thus, FinViz provides you with a lot of data, but, if you want to put it into action, the elite membership is a must. It will ensure that you can create a proper system using this tool and trade and invest accordingly.

Features:

  • Offers a lot of data
  • Allows you to filter stocks easily
  • Easy to understand interface
  • Three different plans (free, registered free and elite)
  • Covers commodity, forex, futures and cryptocurrency markets
  • Helps you track your portfolio

Pros:

  • Suitable for beginners & experts
  • Simple navigation
  • Multiple asset coverage
  • Time-saving filters
  • Displays News Alerts from various sources

Cons:

  • Bit overwhelming

Does Finviz Work?

Of course, the question which you might have by now is, does Finviz work?

The answer is that yes, it does work. It all depends on how you are using the tool. It provides you with tons of information. If you can refine that information and convert it into actionable data, you can make money with the help of this tool.

While at the start, it might seem like a lot of information but once you correlate that information with the movements in the market, it will be easy for you to understand how you can use this information to your advantage.

Another reason why this tool works so brilliantly is that it can help you filter out the sites with the help of many different screeners. It means that you will not have to do so manually and therefore you can save a lot of time. The screeners can allow you to build your system, whether it is for trading or for investing. It gives you complete freedom on how you can use the tool.

With so many ways to use it, you’re bound to find one which works the best for you.

Who is the Ideal Candidate for Finviz?

One of the advantages of this tool is that it can work for everyone.

Are you planning on just tracking the market?

If yes, then also it can work for you.

Do you trade currently?

If yes, it can make your trading strategy more precise.

Do you invest for the long term?

If yes, it can help you pick the right stocks with ease.

As you can see, it is suitable for almost anyone. If you want to do anything related to the financial markets, including commodities, cryptos, and forex, it is a tool which you cannot ignore.

If you’re serious about making money by creating asset classes, the elite plan should be your best choice to help you gain maximum chances of generating profits.

Conclusion

Finviz can single-handedly help you make money from the financial markets. It is a tool with a plethora of different options. Whatever strategy you use while trading asset classes; it can help you with all of them. Rather than having to juggle across various websites to gain the information or data which you need, it is a tool that can help you on a stand-alone basis.

If you want to grab opportunities like:

  • Picking the next Amazon
  • Knowing which cryptocurrencies are gaining momentum
  • Using leverage in futures to make a windfall
  • And so on

Finviz is the perfect option to go for without any second thoughts. With Finviz, you can grab the opportunities that you were waiting for.

Using the elite membership, you can raise the effectiveness of this tool manifolds. That is why, if you’re genuinely interested in making money by trading or investing, Finviz is a tool which you cannot ignore.

More blog posts about trading:
Learn online trading
Penny stocks trading chat rooms
Perks of trading

Why Software Engineers Should Get an MBA in Information Technology

Peanut butter and jelly. Love and marriage. Bacon and eggs. Software engineers and an MBA? Seems like an odd couple pairing, right? Read on and we’ll tell you why getting a Master of Business Administration in Information Technology might be the best thing you can do for your software engineering career.

There was a time when the IT world and the business world existed in separate stratospheres. Those days are long gone. Now, technology and business have become so intertwined that they’re often indistinguishable. Business managers now have extensive training (and even degrees) in technology and IT leaders now need to know the business world to survive. To better understand how these worlds have meshed — and how it can help grow your career — let’s look at some tangible examples.

An MBA Will Probably Increase Your Salary

self-worth

The average cost of an MBA in this country is $60,000. An MBA at a prestigious university can set you back around $100,000. So, MBAs are expensive, but their financial rewards are well-documented. In fact, according to the Financial Times, the average salary for MBA holders went up to $142,000 in 2017, which represents a 12-percent increase over the period of 2014 to 2017. In 2017 alone, average salaries increased by $7,000. And, when you factor in pre-MBA salaries, the difference is even more drastic. Nearly 66% of alumni cohorts more than doubled their salaries in 2018.

And, according to the U.S. Bureau of Labor Statistics, employment for software developers is expected to rise by 21% between 2018 and 2028 (the average for all occupations is just 5% during that period). An MBA in IT can only add rocket fuel to this equation.

An MBA Can Make You into a Leader

You may be able to advance your IT or business career mightily based solely on your talent; there are software engineers who have raced through the ranks holding nothing but talent, a high school diploma and no small amount of charisma. However, these days, many organizations that are recruiting for high-level positions want engineers with proven leadership skills. A graduate-level degree might be a prerequisite just to get a callback.

That’s where an MBA can be invaluable. MBA programs emphasize leadership in the classroom and often ask students to develop leadership skills through internships, and this helps software engineers evolve their broader skill sets.

An MBA Might Help You Forge Your Own Path

Ever dreamed of starting your own business and calling the shots for once? Aside from all-important leadership skills, an MBA will teach you the analytical and business skills you’d need to take a holistic view of your operations. Perhaps more importantly, you’ll foster soft skills in an MBA program — teamwork, communication, adaptability — that are often the real drivers behind a successful business.

Getting an MBA while holding a full-time job is certainly a challenge, and finding a way to pay for a master’s degree is, too. However, keep in mind that many programs will allow you to take classes online, part-time and at your convenience. And, you don’t necessarily need a pricey MBA from Yale to succeed. In fact, MBAs are pretty ubiquitous. There are plenty of programs that cost less, fit nicely into your schedule and still offer the training and degree you’ll need to advance your career.

Upwork Scams: How to Not Get Scammed on Upwork

Formerly known as Elance-oDesk, Upwork has become one of the largest and most popular freelancing platforms in the world. With a 16% increase in revenue gain this year, approximately 12 million freelancers and about 5 million registered clients, Upwork does not seem to be slowing down.

If you are willing to put in the time and effort and can build a decent portfolio in terms of successful completion of projects with decent reviews, you can earn anywhere around $100-$150 per day. That’s a decent $3000 minimum pay per month considering you have kept Upwork as a side hustle.

If you plan to make Upwork a full-time gig then you stand to earn much more than this. The amount you earn is limitless. Over time and with a good hourly rate, you’ll be making thousands. This will take time and effort. To
succeed in freelancing on such platforms you always need to depend on the snowball effect.

The first couple of projects will be the hardest to get, but once you power through those with honesty and a good work ethic, you will find projects flowing into your queue in no time. With all that said,  freelancing on Upwork does come with its risks. Here are few of the  different Upwork scams and how you can avoid it.

Requesting to work off-site

This has become one of the most common ways freelancers get scammed on Upwork. If you’ve gone through the handbook for freelancers on the site (which you should’ve), then you know that operating outside the site does not fall in the site’s code of conduct. All work on Upwork has to be done on Upwork and nowhere else.

Most often, this scam works because freelancers get enticed by fancy rates that these “clients” supposedly offer if you agree to work with them outside Upwork. What freelancers do not understand is that these clients are not accountable to anyone outside the site. You stand a risk to get scammed and get paid nothing for all your hard work.

How to solve this?

Follow the handbook rules. Stay within the site for all work received through Upwork. Do NOT go off-site or you risk getting scammed and Upwork can do nothing about it.

Asking for some fee to begin working

Off the back, you might think that this a scam that clients face but surprisingly this is something that freelancers also face. Some clients will request a small fee before they let you begin working on their project. This goes against the website’s rules and regulations and could be a possible scam.

The only money involved is what is listed on the site which is either the amount the project will cost or your hourly rate as a freelancer. If any other cash is requested via chat, this hints to a possible scam so stay away.

How to solve this?

Just say “NO”. If they demand money from you, there is a high chance that this is a scam. Reject the offer and report such clients so that they can deal with them.

Asking for free work

In some instances, clients will ask for a “sample” article to “prove” your writing potential. Although this sounds legitimate, it isn’t. Upwork has stated that there is no concept of free work here whether it is an actual
job or a simple sample. Any work done has to be remunerated. Clients asking for free samples fall under scammers so stay away from such parties.

How to solve this?

Browse through this client’s open jobs, proposals and reviews and make a decision. If it looks fishy, it’s probably a scam. Let your instinct guide you but always remember that free samples are not part of Upwork and their structure.

Asking to share accounts

Yes, the initial days of being a freelancer on sites like this will be nothing short of a struggle. With many rejections and failed attempts at getting that one project to get the ball rolling, you will be desperate. Freelancers in this state usually tend to get scammed by sudden invitations to share accounts so that they can work with you and split the earnings (50-50 or sometimes even 70-30 ).

This might sound downright convenient. Sorry to burst your bubble, but that’s a scam! The risks involved in sharing your account is endless. Changing your password, withdrawing the existing earnings, hijacking and asking for money to give the account back are just a few of these.

How to solve this?

The answer is not rocket science. Under no circumstances should you ever share your account with anyone. Shortcuts will lead to nothing and cost you everything. The simplest way to prevent this is to reject such “helpful” suggestions.

As a client on Upwork, you face scams too. Some of the possible scams are:

Getting plagiarized material

A very simple scam that clients fall into is receiving material that you think is original only to find out later that it is plagiarized. With over 12 million registered freelancers there is a chance that quite a few are scammers looking to make some easy money with copy-paste material.

How to solve this?

Nowadays, tools like Copyscape help clients ensure that the material they receive is 100% genuine. Run the material you receive through this and if it fails, you can easily reject the client and keep the money. There is no point in doing this after a week after completion of the transaction. Do it as soon as you receive the material. (Grammarly is another tool that can help check for grammatical errors along with plagiarism)

Requesting off-site communication and payment

This should be a red flag that your freelancer is possibly trying to scam you. The handbook clearly states that no communication or payment should occur outside its channel. If you do so, you risk getting scammed.

How to solve this?

Just say “NO”. Accept no communication outside Upwork. It ensures accountability, proof and reduces the risk of getting scammed.

Conclusion

Whether you are a freelancer or a client, Upwork is a perfect place for you. With that being said, if you choose to ignore signs of such scams and indulge in activities that might sound like a jackpot, you have a high chance of getting scammed. Stick to their guidelines, adhere to the tips provided here and you stand to gain both as a client and as a freelancer on Upwork.

Four Movies to Watch after You’ve Watched The Big Short

If you haven’t watched The Big Short yet, I strongly recommend you to do. It’s a great movie concerning trading and the global financial crisis (2007-2008). You’d be amazed at the storyline and suspense that this movie has to offer.

But if you have watched this amazing movie, however, then we have four other similar movies to recommend you. Movies that you should definitely put on your must-watch list.

Boiler room

Box office – $28 million

Directed and written by – Ben Younger

(If you are – or if you want to become a broker one day – this is the perfect movie for you)

Plot:
Even though he is a college dropout, the nineteen-year-old Seth Davis manages to make a living by running an illegal and small local casino in his home. Something that his father, Marty (A federal judge), doesn’t approve at all.

But one night, a wealthy person named Greg Weinstein comes by the casino to play blackjack. That night Greg offers Seth to join a brokerage company called J. T. Marlin. Seth accepts the offer. But later on, Seth finds out that J. T. Marlin is corrupted and that it uses its brokers to allure buyers into  investing in companies that never or no longer exist.

Seth is devastated when he is tricked into tricking one of the stock market buyers, Harry Reynard, who thanks to Seth, loses everything he has. Then Seth confesses everything to his father and wants them both to reveal the fraud of J. T. Marlin.

At first, Seth’s father seems reluctant to accept, for he is afraid that he might lose his job as a federal judge if something goes wrong. But then he accepts. Both Seth and his father succeed in closing down J. T. Marlin, though not alone, the FBI gets involved in the case as well.

Margin Call

Box office – $19.5 million

Directed and written by – J. C. Chandor

(A great finance-based movie that will keep you excited and thrilled from the very begging till the end. Besides, you’ll learn something more about the global financial crisis too)

Plot:
A company starts to fall in the abyss of the global financial crisis (2007-2008). During the beginning of the movie, no one is aware of any lurking financial menace. Eric Dale from the department of risk management – is the first person who is on the edge of discovering that the company is moving straight towards bankrupt, but his project isn’t finished.

At first, no one believes in his project, and he is flanked by security out of the building for good. But on his way out, he stumbles across one of his colleagues, Peter Sullivan – also from the department of risk management. Eric hands over a USB stick to Peter by casting him a furtive you-have-to-finish-this look.

Peter, working late at night on finishing Peter’s project, uncovers some shocking facts. The value of the company’s mortgage-backed securities is rapidly decreasing. Peter informs posthaste some of his colleagues about the financial instability that they’re facing. The bad information spreads fast and reaches to the division head, Jared. There is an emergency meeting.

The firm makes some plans on how to financially survive – and Eric is called to be part of those plans at the threat that he’d lose his severance payment, among other things, if he doesn’t agree to do it.

The Wolf of Wall Street

Box office – $392 million

Directed by – Martin Scorsese
Written by – Terence Winter

(This is the greatest stockbroking movie of all times. And even if you don’t have any knowledge in stockbroking, you’ll still enjoy and watch this movie with rapt attention)

Plot:
Jordan Belfort starts as a stockbroker. Something that provides him enough money to fall in the dirty hands of sex, nightlife, and drugs. But rather sooner than later, his career ends. Still, he manages to find a new job at a brokerage firm, and he is so good at what he does that he even makes a  small fortune. But that isn’t enough for Jordan.

And after getting acquainted with the deceitful talents of his neighbor, Donnie Azoff, both he and Donnie decide to open their own company – Stratton Oakmont. They even hire some of Jordan’s friends to work for them by teaching them some fraud methods that, later on, generate huge amounts of money for the company.

Nevertheless, Jordan becomes so rich that he starts to care only for himself. He even divorces his wife to marry another woman named Naomi, but their marriage doesn’t have a happy ending. At any rate, the biggest problems for Jordan begin when he makes dozens of millions in just several hours. Jordan transfers his money in a Swiss bank to hide them, but that doesn’t help him in appearing any less fraudulent in the eyes of the FBI.

He travels abroad to escape justice, but, eventually, he gets caught by the FBI. And after being sentenced by the court, he is given a chance to serve only three years in prison, though under one condition. He has to testify against his criminal colleagues, which he does.

MoneyBall

Box office – $110 million

Directed by – Bennett Miller
Written by – Aaron Sorkin and Steven Zaillian

(If you love baseball and some real (Go from zero to hero) team-management actions – MoneyBall is the movie that you don’t want to skip)

Plot:
The 2001 American League Division doesn’t end well for the Oakland Athletics. Their general manager, Billy Beane, feels down in the dumps. And with several leading players on the brink of leaving the team, there seems to be no hope for the Oakland Athletics at all.

But fortunately, Billy meets this young graduate – Peter Brand. Peter approaches Billy with some forward-looking strategies that might transform the whole downfall prospect of the Athletics into victory. Billy likes Peter’s words and puts him on an aptitude test by asking him what steps he would take concerning a game of a past major league.

Peter answers the question, and Billy hires him almost at once. Billy’s assertions to victory are based on sabermetrics that would evaluate the quality of underestimated players. And since the Athletics have a small budget to operate with, this seems like a great plan to Billy. So, after hiring three underestimated players, including an injured catcher, Billy and Peter get nothing but bad criticism from Oakland scouts and hostile opposition from Art Howe (The manager of the team).

But despite the resistance to their strategy, Billy and Peter prove that they are right. And the Athletics even make twenty consecutive wins, which is a new record to the American League Record Board.

I hope that our list of four movies similar to The Big Short has been interesting to you. Now, all you have to do is relax, sit down, and watch some of the greatest finance-based movies of all times.

Besides, no matter which of these four movies you chose to watch, you won’t make a mistake.

Movies Like The Wolf of Wall Street

There is no doubting that Martin Scorcese’s 2013 biopic of Jordan Belfort’s crazy real-life story, was a huge success. Whenever I speak to people about this movie, I always get the same response. It’s just too hard to find that person who thinks it’s a bad film. Despite only being six-years-old, it is regarded as a modern day classic, which continues to grow in popularity.

This article aims to give you 10 movies that are like “The Wolf of Wall Street”.

The Big Short

This movie just has to make the list. Just like the “The Wolf of Wall Street”, the film is based around a group of characters who work within the wall street industry. What these characters foresee, is the collapse of the housing market, and all they want is to take advantage of it, despite their clients’ growing outrage.

The Social Network

Just like “The Wolf of Wall Street”, “The Social Network” is a critically acclaimed movie that is directed by a cinematic giant. It is David Fincher who is responsible for creating this piece of art back in 2011. Another similarity is that both movies are based on true stories that involve deceit and corruption. “The Social Network” portrays the issues surrounding the creation of Facebook.

American Psycho

If you’re a fan of “The Wolf of Wall Street” then there is no reason why you should not like “American Psycho”. They are two movies based on young, charming men working in sales who have over excessive characters wanting to achieve their goals. Patrick Bateman (played by Christian Bale) is a sociopath waiting to be unleashed in this pulsating thriller.

Casino

Another Scorsese classic which also holds similarities. Driven by an all-star cast, “Casino” portrays life as a mob gangster running a Vegas Casino. One thing about this movie that has to be said, is that Sharon Stone’s portrayal of Ginger is nothing short of wonderfully breathtaking. In addition, her character can be compared to Margot Robbie’s, Naomi Belfort in “The Wolf of Wall Street”. Both women have equal tendencies to be with a man for money and power, and won’t think twice in backstabbing them when the time is right. The infamous Robert De Niro stars as the mob boss in this scintillating gangster movie. When his business is affected by serious competition, life becomes a matter of survival as lives are teared apart in this cinematic masterpiece.

Wall Street

Despite the obvious, “Wall Street” is most certainly a movie to watch after “The Wolf of Wall Street”. Not just because both stories are based around the culture of Wall Street, but how they are set in different eras that show us the corruption involving the financial world. “Wall Street” is set in a time that is before the 1987 crash, and this is right before what takes place at the beginning of “The Wolf of Wall Street”.

American Hustle

This is a fictional film that portrays an impressive scandal you’ll never forget. Led by another all-star cast, “American Hustle” tells a story of con-artists, FBI agents, and the Mafia all rolled up in one glorious feature. The plot is intelligent as well as entertaining, and each character gifts you with something worthwhile of your time. Like “The Wolf of Wall Street”, the movie is thrilling and entertaining, and similarly uses pop songs during emotional moments.

Catch Me if You Can

If you want a movie to take you on a pulsating chase of cat and mouse, look no further than “Catch Me if You Can”. This is another movie starring Leonardo DiCaprio, who plays as Frank Abagnale jr, although he is much younger in this feature. Just like his Jordan Belfort character, DiCaprio’s Abagnale is intelligent and highly skilled to fool the FBI for numerous years. Abagnale is just a teenager, but he manages to disguise himself as a lawyer, a doctor, and a co-captain of a major airline within this movie. To think that this movie is based on a true story just blows your mind.

The Departed

You cannot deny that “The Departed” has to be on this list. Like the majority of the films listed here, it holds a fantastic cast that delivers one of the greatest mob dramas of our era. It earned Scorsese his one and only surprising Academy Award for Best Picture, but when you see it, you will know exactly why. It portrays one man working undercover in the mob, and another who is a mole among the cops. What this story brings, is a battle between the mob and the cops, showing brave individuals as pawns to win it for their establishments. If you haven’t seen this movie, it is a must-see today.

Boiler Room

In this drama, there is a portrayal of American Business at it’s most corrupt worst. Although it doesn’t boast a strong enough script to be on par with “The Wolf of Wall Street”, there are still so many comparisons between the pair. Both movies involve young men who all become millionaires overnight within the world of sales. “Boiler Room” shows these young men working at a brokerage firm who, just like those in “The Wolf of Wall Street”, achieve in making their money by fooling their clients over the phone.

War Dogs

Firstly, “War Dogs” compares to “The Wolf of Wall Street” because both of them contain Jonah Hill. However, the comparison doesn’t stop there. Both of these movies contain young men who strive to earn millions of bucks in quick succession. In this movie, Jonah Hill aims to convince his friend to be an international arms dealer, and the amount of comedic moments that come with it makes you know you are watching a similar movie to “The Wolf of Wall Street”. It is a solid movie which is driven by a compelling true story. It is an underrated movie that could perhaps gain a stronger following.

There you go, the ten movies that can be strongly compared to “The Wolf of Wall Street”. Each and every one of them hold at least some similarities. Some more than others, of course, but it’s easy to suggest that they all compare is some way.

Whether it’s a plot involving the same business culture, or perhaps a mob drama that holds similar characters with similar purposes, there are enough movies out there that can be compared with the popular biopic.

If you’re a fan of “The Wolf of Wall Street”, then each and every movie on this list has to be watched either now or in the future.