Why It’s Essential to Attend to Your Well-Being As an Ambitious Person

Ambitious people are pretty notorious for working themselves into the ground, while allowing as little time as possible for things like leisure, adequate sleep, and relaxing weekends.

Just checking entrepreneur-focused hashtags on social media for five minutes will probably give you a pretty quick and clear insight into the culture of “constant hustle.”

But between working to develop your business ideas, planning your terrace house extension, trying to learn new languages, and trying to keep up an effective fitness routine, there comes a point when burnout is all but inevitable.

Here are just a few reasons why it’s essential to attend to your well-being as an ambitious person.

Because life is unpredictable, and you need to be able to enjoy the present in addition to working towards the future

There’s plenty of evidence out there – both in examples of famous successful individuals across a variety of fields, and also in the science of psychology – that planning for the future and practising deferred gratification is essential for allowing anyone hoping to achieve their full potential in life.

All the same, life is unpredictable, and you never know when your plans will be shut down and your time will be cut short.

You need to be able to enjoy the present in addition to working towards the future – and this can only happen if you are taking your own well-being seriously, and are doing what you can to attend to it in the present day.

Eat good food, get enough rest, and savour free time with your loved ones.

Because your ability to be consistently productive will depend a lot on your overall well-being when all is said and done

There’s a strange and sad irony in the fact that many people end up essentially sacrificing their own well-being and health, in order to become more productive – while the truth is that there’s good evidence that optimising your own well-being is one of the best and most reliable ways of being consistently productive and effective.

In her book “Do Nothing,” the author Celeste Headlee cites research evidence that professionals who take their full annual vacation allowance outperform those who subscribe to an ideal of working around the clock, and throughout the year.

Evenings off, weekends, and vacations, all contribute to recharging your batteries and allowing you to be truly productive when you get back to the office. By the same token, you will always be mentally sharper and more resilient if you’re eating well, sleeping well, and exercising regularly, too.

Because people who genuinely enjoy what they’re doing, and who enjoy life as a whole, are able to be deeply creative in a “spirit of play”

The famous physicist Richard Feynman had gone on record stating that he believed his achievements would have been impossible if he had operated in a more contemporary academic environment.

The reason? Too many KPIs, and too little opportunity to “play.” It turns out that Feynman came up with his most striking revelations by “playing around” with different ideas, unsupervised – and by literally playing games with a ball in his classroom, too – until insight came to him.

People who genuinely enjoy what they are doing, and who experience a high degree of well-being, are often able to be deeply creative in a “spirit of play.”

Work Environment: It’s Time For A Revolution

Due to the virus, we have seen a massive shift in the way we approach our working lives. Suddenly, being trapped at home and having to work from our bedrooms, dining rooms, living rooms and gardens has become the norm. And do you know what, most people like it that way.

They want the freedom of working at their own pace, being able to do the work they need to do, in more comfort and also, being able to have a better working lifestyle.

Nobody can tell them off for getting up and taking a break for a few minutes every hour. No one can tell them how to dress. No one can tell professionals that they have to work at certain hours of the day anymore.

Everyone is working at all hours of the day and night and we’re happily doing it too! Productivity has risen sharply and all of this means that businesses are now in a very tight spot.

They need to figure out how to entice workers back to the office. Involving employees in this process is so crucial.

Happiness matters

Employers will have to now change their approach to the working world because happiness is very much high on the agenda for employees.

What we have witnessed in the COVID era of working is that mental health has become a very important and somewhat critical issue for some.

People have admitted feeling very lonely, sad and some have said that they feel like their normal lives may never return again. Some have even said they have contemplated suicide for the first time in thier lives.

So what can employers do to make their workplace more relaxing and welcoming?

Employee assistance programs: being able to address their concerns in a timely manner is very important.

Employees that perhaps want to change parts of their environment should be encouraged to speak up and use this program. This can be a range of services, such as mental health support at work in the form of councilors.

This can be delivered online as a company-service, that you can do by hiring mental health support workers as a third party for your employees to call and chat to. 

You can also allow them to make suggestions to the workspace, such as adding more plants, flowers, more fresh air and generally, more natural light.

Before, it was a one-way street, whereby employers designed their own working areas and tried to keep in mind some of these things. But employees will want to have a say in these matters and in fact, run the show as it were.

Host company events

Employees should encourage their employers to host company events. So many businesses just didn’t invest in their own employees’ after-hours activities before.

This is why so many professionals have just lost touch with their colleagues and managers, simply doing the work, but not communicating with each other.

This will create an army of robotic workers that are unhappy and void of human contact. So you should ask for company events to be hosted and these are some ideas.

  • After-hours parties. Yes, literally, having a party after work is over. This can be done for every month or once a fortnight. Employees can ‘clock off’ at 5 and they can hang around the office for a few hours and drink, eat, dance and chat with one another.
  • You can also host award ceremonies so all your hard work is recognized. It doesn’t have to be included in any other industry-wide event, just for your employees and employer. It’s a way to bolster image, reputation and also, care and love for one another’s achievements.

Demanding a safer workplace

With the virus putting many people out of work, we are seeing a massive shift from employees and how their relationship with their employees stays strong. Having a safe workp[lace is now the absolute paramount decision to make for employers.

They need to show that they are taking all levels of health and safety more seriously than they have ever before. In fact, because of the new powers that employers have these days, you have every right to demand that you are compensated for any injuries or illnesses caused by a careless employer.

For example, if you have been forced to come back to work at the threat of being fired if you don’t, but then you do get ill and or injured, then you are entitled to Workers Compensation.

This is where you can get paid for the same amount of wages that you have lost due to a workplace injury that has put you out of work. It’s your lawyer’s responsibility to fight for compensation, that will pay for your expensive medical bills.

The lawyer will gather evidence, speak with you and form a case that will hold up in court and win. The aim is to get you the money you deserve due to the negligence and downright irrational behavior of your employer.

We all want to get back to work, but if the proper guidelines are not followed and you get sick with the virus, you are not to be blamed. Your employer will need to admit fault and pay up. Workers are no longer defenseless against employer ultimatums. 

Healthy body = healthy mind

Workers need to listen to their employees who are demanding much better fitness facilities or access to fitness areas and equipment at work. Why?

Well, studies have shown that workers that are fitter and can workout during the day, or perhaps before they start work or even just after, are happier.

They are happier because they have a healthier body and that always causes a healthier mind to develop in tandem. 

But employers could say that they don’t have the room for a fitness center or floor, in their commercial building. They may not have the funds to do such a thing. Instead, employers can do the following.

  • Give your employers a fitness membership to a local gym. Local gyms will be happy to work with businesses and give their employees a discount membership as a promotional device.
  • If you can’t do the aforementioned, then you can organize fitness meet-ups with your employees, such as on the weekend. Those that can travel to a park, will go for a run or partake in a yoga session together with their workmates.
  • You can have company fitness events, such as participating in local marathons, jungle gym course challenges and things like tennis or badminton competition for charity.

There are lots of options for employees and employers to get more involved in fitness and sport. It helps everyone to become healthier physically but also, healthy in their minds.

Stronger communication

Middle management is facing the axe due to cuts around the world. For the first time in human history, rather than workers at a junior level being fired and cut to save numbers and money, managers are on the chopping block.

Why? Well, since people are working at home and on the cloud, everyone can see each other’s work. Chasing up isn’t so laborious and understanding the project as a whole, is no longer privy to just a few people.

If we have a project software that all employees can access, there are simply more eyes and opinions that are watching over the quality of the project.

So stronger lines of communication are needed to keep the narrative of a task on track.

Managers need to do this by engaging more in conference calls, having outdoor meetings at coffee shops and places to eat, where social distancing is in force and generally, speaking with more attentiveness and patience.

Having one on one meetings with employees to check how they’re doing is highly recommended. 

Be patient and more lenient

One thing we have learned from the lockdown and consequences to the economy is, giving people more time to work is very important.

We should be thankful to have a business, a job, a civilization which functions and provides us all with great lives. So being top dog is not always the ultimate goal for some. Employees and employers need to work together and be more honest about their troubles and challenges.

This way, with a more lenient approach to the world of work, we can take breaks and not worry about being chased up and hounded to get back to work immediately.

We don’t know what kind of issues someone is going through and the last thing they need is for a manager to come and find them while they are trying to slow down their mind, and tell them to go back to their desk.

Let’s all try and understand that work is a blessing, being able to have great employees is not to be taken for granted, let’s support each other and be more patient.

Employees and employers can change the world. This is their moment to work together and change the office environment forever and for the better. Employees need to start off with being more bolder and standing up for their rights. Employers need to invest in employee culture and have more downtime. 

The Essential Guide To Investing In A Pandemic Era

If you are fortunate enough to have a nest egg in the bank, you might be keen for it to work more aggressively for you.

In the current unstable economic climate caused by the coronavirus pandemic, people are more cautious with their finances.

You can still embark on a lower risk portfolio for your investments to help you outperform what your savings would accrue if left languishing in a bank account.

While you might be concerned about keeping your job and the value of the property market, you don’t have to put your investments on hold. This would be to the detriment of your financial future.

Being brave and bold is integral to sound investing. While bitcoin is not ever going to make an appearance in your portfolio, there could be room for lower-risk investments that will enable you to make money over the long-term.

Short-term quick wins are always riskier, so forget about these for now. Instead, focus on these sorts of investment opportunities to help you ride out this pandemic.

Bricks And Mortar

Investing in property is still seen as safe as houses (excuse the pun.) By purchasing the worst house on the best street and by investigating property auctions, you could pick up a bargain that could see you outperforming the property market.

Look to purchase in an area that is already well-established and desirable. Consider the sort of investment you want.

Whereas in the past, you would have been eager to purchase cheaply, undertake some renovations, and sell up, all within three months, this flipping style short-term investment can be tricky to maintain when the housing market is so volatile.

With the pandemic showing no signs of abating, potential buyers are cautious when it comes to parting with their cash. They would rather sit tight and ride out the global health crisis, waiting for the housing market to stabilize.

However, buying to let is a great opportunity to purchase a dwelling, make it habitable and rent it to tenants. Ensure that you do your sums.

If you can cover your home loan monthly repayment with the rent that you charge, your bricks and mortar investment will pay for itself.

You can keep the property for a decade or more, before reassessing and possibly selling up releasing the equity that you have built up in your asset.

Your Own Business

While you might not be keen to give up your full-time role altogether, the coronavirus pandemic may have given you time to reflect on your professional goals.

Some people have a burning desire to begin their own money-making side hustle. Think about what you are passionate about and think about how you can turn this hobby into a business.

If you are eager to invest in yourself and you want to set up a business purchasing furniture, upcycling and delivering it across the country, you need to think about protecting yourself legally.

When you are out on the road, you need to ensure that your vehicle insurance covers trips for business.

Ensure that you have the number of a lawyer for car accident injuries, just in case the worst should happen. If you end up expanding and have a fleet of vehicles, this is crucial.

You might want to make terrariums for local community groups, design custom tee shirts for millennials, or you might want to sell your art.

Invest in this and you could have a small side hustle that brings in extra income every month.

Wine

If you want a hands-off investment that requires very little input on your part, investing in your favorite tipple could be ideal.

Think of wine in the same way as antiques or art. The older and more scarce it gets, the more desirable and valuable that it becomes.

You can purchase a dozen bottles of rioja from a vintage year. Store it in your cellar or pay for a professional wine merchant to store it and sit on it for a few years.

You can monitor the wine market in the same way as Forex, and consider when best to sell. Think of wine as a more interesting bank account to tie up your cash.

Low-risk investments are the way to go in a pandemic world. You need to be cautious but not risk-averse.

Follow these inspirational ideas to revitalize your investment portfolio and help your money work aggressively for you. Maintain a balance in your investment portfolio and you will still have the capacity to prepare for your financial future.

Buying Investment Property: Istanbul

As a city, Istanbul is vibrant and bustling and is a magnet for people from all over the world. Unsurprisingly, then, the property market in this location is equally as buoyant. Read on and find out more about the advantages of buying Istanbul property. 

A number of factors combine to make an investment in Istanbul property a sound and realistic plan for people who may not even have considered doing something like this before. The tourism industry here is booming with millions of visitors a year, and, therefore, there is great potential to invest in apartments and villas to lease them out to visitors. Select the right location within the city for your purchase, and you’re almost guaranteed to receive a high return on your outlay. 

Other factors combine to increase the chances of that too, from the low price of property here to the competing demand from a rising population. More than that, the economy is also sound: many foreign investors look to this city because property laws are favorable and the rate of unemployment is low. 

Compared to other cities in Europe where property prices are high, there are many bargains to be had in Istanbul property as well. With the purchase of some apartments costing as little as $70,000, the market is open, and your return on investment will be good. More than that, because demand is continually high for both long and short term lets, you won’t be struggling for tenants or even buyers if you choose to sell in the future. With lenders offering deals as good as a home loan variable rate under 2%, this can be a financially viable solution for a lot of investors. 

An Introduction To Investing In Istanbul Property

There are many benefits that are associated with investing in property in this area, including high returns on investment, a booming tourist industry, and much more. Continue reading to discover more about the ins and outs of investing in Istanbul property.

There is no denying that investing in Istanbul property is a wise decision, but this does not mean that you should rush into the process or that you can afford to take shortcuts when conducting research. There are plenty of properties in the area, and lots that need to be considered. You should research the various areas, the different rental prices, and it is always a good idea to take a look at forums and other websites where you can find tips and advice that have been left by those who have already purchased a property in Istanbul. 

Istanbul may not be Turkey’s capital, but it is the leading city when it comes to the property market in the country. It is also one of the fastest-growing cities in Europe. Despite this, properties are still relatively cheap when compared with those in other cities in Western Europe. However, do be warned that not all properties are cheap, you can find million-pound properties in the more desirable and exclusive areas of Istanbul. This highlights why you need to conduct your search with care. 

Hiring A Criminal Defense Attorney, Consider These 7 Things

While looking for a decent criminal defense attorney, numerous things need to be taken into consideration.

It is significant that the legal advisor you choose is authorized to rehearse in your state, has the characteristics you are searching for, and will give your case the consideration you are searching for.

Such a large number of numerous variables (counting experience, area, and claim to fame), finding a quality attorney relies upon your readiness to figure out what characteristics are generally imperative to you and the amount you research. 

Significant Contemplations While Employing a Criminal Defense Lawyer 

There are numerous components to consider while looking for a criminal defense legal counselor.

Setting aside the effort to figure out what is generally imperative to you and your case can spare you time as you continue looking for the correct insight. A few interesting things in your pursuit include: 

1. Most importantly the location 

Court frameworks are free systems in themselves. In the event that you know where your case is pending, attempt to discover a lawyer who has experience speaking to cases at that particular town hall or in your area.

That way, your lawyer will probably realize who will be engaged with your case and how they carry on in the court, for example, police workplaces, investigators, judges, and other master observers.

The more agreeable the defense lawyer is with the town hall, the more agreeable the individual in question will probably be with your case. 

2. Experience- it does matter a ton 

Just checking the permit of the lawyer isn’t adequate. The criminal protection attorney you recruit ought to have in any event five years of involvement with criminal defense law.

Consequently, it is ideal to search for a built-up criminal law office that has long stretches of involvement with taking care of different sorts of criminal cases.

Just lawyers with significant experience and right certifications are able and acquainted with the nearby principles to battle for you in the court.

On the off chance that you need to effectively explore the complex legitimate cycles, make sure to enlist an accomplished attorney

3. Area of law 

Since legal counselors name themselves criminal safeguard attorneys don’t infer that they can manage all types of criminal cases. Most legal counselors end up taking on cases in the equal, or equivalent locales.

It’s not possible for anyone to have a profound comprehension of every bad behavior. Likewise, you should get some data about such cases that the legal counselor has taken on previously.

An attorney who has quite recently dealt with compromising conduct cases likely won’t be the best help with a driving debilitated case. Get some information about the sorts of law that the attorney rehearses.

On the off chance that you are looking for a criminal defense attorney who will provide the most ideal protection given the conditions, here you can discover the ones that may suit your necessities.

Without a doubt, when one, confronting a criminal accusation, it very well may be troublesome and alarming. However, lawyers will make everything workable for you. 

4. Do you feel comfortable with the lawyer? 

In the event that a lawyer you’re thinking about offers a free meeting, exploit that. This first discussion will give you a thought of what it gets a kick out of the chance to work with the lawyer/firm, and furthermore enables the lawyer to evaluate the benefits of the likely case and their capacity to help.

How are you treated in your interview? Is it true that they are forthright about the difficulties your case may confront?

Do they as of now deal with your assumptions regarding the cycle in question, and the time regularly required for a fruitful goal? These are indispensable inquiries to pose to yourself after a conversation. 

5. Costs alongside a composed agreement 

Significantly, it is imperative for you to understand how fees work inside the law office that you enlist. On the off chance that a law office is citing you a low charge, you will need to explore the experience of that law office.

Then again, in light of the fact that a law office is the most costly doesn’t imply that they are the top to take on your case. 

Additionally, a few legal advisors won’t clarify how fees work and you will end up paying more than you first consented to.

Ensure the firm gives a marked, composed agreement under the watchful eye of recruiting the law office. The retainer agreement should explain the details of the legally binding relationship.

Don’t hesitate to talk about a fee schedule and payment plans with your lawyer before going into a professional relationship. 

6. Customer audits 

In the age of digitalization, individuals search for reviews on all that they buy, from hardware to even little things like espresso producers and toaster ovens. When searching for a lawyer, for what reason would the cycle be any extraordinary?

An extraordinary method to decide if a lawyer is any acceptable is to perceive what earlier customers need to state. A decent lawyer will examine the case with the customer, set desires for a goal, and if the lawyer conveys those desires, customers will be content with the administration given and will leave positive audits.

Be that as it may, reviews can likewise be manipulated. Tragically, a few lawyers have family and friends written reviews. Great lawyers will have a history or history of giving great outcomes to customers, so the reviews should traverse years. 

7. The success rate 

Ensuring that your lawyer has involvement in customers in circumstances like yours is a decent beginning, yet you additionally need a lawyer who is probably going to discover an effective result.

While each case and each customer is interesting, you need to discover a lawyer who has a decent record for finding the most ideal result for their customers. 

Additionally to the above considerations, you have to think about understanding the contrast between a defense legal counselor and a public defender, do your examination, determine the characteristics you think must be significant, and discover the educational background of your lawyer.

Property Builds Wealth More Consistently Than Any Other Asset, But Why?

If you look at the portfolios of the most successful people in the world, you’ll find the same pattern. They all own enormous quantities of property. 

The question, though, is why? On the face of it, things like stocks earn more on a percentage basis, so why is real estate the best? 

Behavioral Reasons

On paper, equities outperform housing over the long-run. Therefore, the rational investor should plow their excess dollars into the market and then simply rent as cheaply as they can. But that’s not really how people behave. 

Let’s say you have two people, both earning $4,000 per month. One has a mortgage of $1,000 they must pay each month, and the other has a rent of $500.

The first person – the one with the mortgage – is locked into building their wealth by the bank. The mortgage forces them to build their equity and pay down the loan. They can’t get out of it. And even if they try, they’ll have to pay massive transaction costs. It instills an enormous amount of discipline on them – to the point where it consumes their lives. 

At the end of the process, though, they come out of it as wealthy people. They have an asset that they own once they finish the mortgage. And they can then pass it onto somebody else at a profit. It seems like an excellent investment. 

The person renting, however, doesn’t operate under the same constraints. Instead of having a disposable income limited to $3,000 per month, they have the full $3,500.

They could save the extra $500 per month and put it into stocks. But that’s not how people operate over the long-term. There’s always a more pressing expense that they need to make today to feel as though they are living their lives.

They don’t have the discipline to continually plug away at their work, paying down their mortgage month after month. And that’s where problems with their rate of saving can emerge.

Buying a property outright is the best option for the majority of people because it forces financial prudence. 

Leverage Reasons

When people look for real estate for sale, they’re essentially levering up to buy an asset with an expected return. They borrow money cheaply, and they attempt to sell housing services to other people. 

By contrast, very few people go into debt to buy stocks. It’s too risky and expensive. Plus, unless you pick winners, the fundamental economic logic isn’t on your side. 

The opposite is the case with property. It’s a sure thing. So lenders are much more willing to keep rates low. And when they do, that’s when opportunities open up for a quick return. 

Appreciation

House prices continue to rise. And political pressures mean that that is unlikely to come to an end any time soon. Simply put, property owners are too large a group of people for politicians to attack with policies.

For that reason, house prices will likely continue to rise ahead of the rate of inflation. Something will eventually give out, but we don’t know what that is yet. 

Secure Your Financial Future

None of us knows what the future holds, which is why it is so important that we are always as prepared as we can possibly be for any eventuality.

A big part of this is doing everything we can to ensure that we are in a strong financial position as time goes by. 

Knowing that we have money in the bank is an excellent way to give us peace of mind and enable us to live in some comfort when we’re older, but how exactly do you go about securing your financial future? Here are a few things that will certainly help:

Track your expenditure

Tracking your expenditure will give you a good idea of how you currently spend your money.

Once you know where your money is being spent each month, you will be able to implement a budget to cut down on non-essential costs and enable you to save more money for your future.

So many of us waste so much money on things we don’t even notice like takeout coffee and subscriptions we never use, that tracking expenses for a month or two can be a huge eye-opener, which is why it is an essential first step to becoming financially secure in the future.

Deal with debts

Being in debt is never ideal. It prevents you from saving money for your future and leaves you with more uncertainty than is strictly necessary for life, so it makes sense to do what you can to pay down debts as soon as possible.

Whether you look into the Debt to Success System or start paying twice the minimum payment to clear debts fast, anything you do that minimizes your burden now will be good for your future. Once you’re out of debt, do everything you can to stay out of debt and your future will thank you.

Build an emergency fund

Emergencies are, by their very nature, unpredictable. We never know when we’re going to have to deal with a financial emergency such as a large vet’s bill or unavoidable medical expenses, and that’s why we should all be building up an emergency fund.

Start by setting aside a few dollars – as many as you can spare- every week and eventually you will have a significant pot of money that you can dip in when you need to without having to get into debt or scramble around trying to make ends meet.

Pay into a retirement fund

Make your 401(k) a priority starting now. Pay as much as you can afford into it and keep building and building upon it for as long as you’re working. that way, not only will you not have to worry about retirement, but you’ll also be able to retire early than many of your peers who don’t take this kind of thing seriously.

These may seem like simple steps, but you’s be surprised how many people do none of them and have much less secure future as a result. Don’t be like them and put these very simple steps into action today!

What Happens When You Save $1,000 Per Month For Ten Years?

Albert Einstein once famously quipped that compound interest was the most potent force in the world.

And, just as with most things, he was right. Unlike other forces, compounding works exponentially, and ad infinitum.

Once you put money away, it never stops growing. And as it grows, the amount you add to your wealth each year increases.

A small annual gain of $1,000, can balloon to more than $50,000 after ten years of consistent effort. 

To the average person, the idea that you could make $50,000 per year merely saving money seems pretty far-fetched.

That’s like replacing one person’s entire annual income without having to do any actual work.

But when you do the maths, that’s what you find. You really can create a viable passive income with consistent savings and a conservative investment strategy.

You don’t have to take huge risks. The only requirement is that you’re in it for the long-term. 

The authors of dividend investing books will often talk about the importance of consistency when investing.

Ultimately, that’s the aim of the game. If you want to get the pot of gold at the end of the rainbow, you have to be willing to do what others aren’t: forgo current income for more money in the future.

It’s a tough ask, but one that allows you to get the best that life has to offer in the future. 

Passive Income From Saving $1,000 Per Month For Ten Years

Let’s say that you commit to investing $1,000 per month for ten years. What can you expect your life to look like? 

If the market returns 8 percent, you can expect to make around $13,000 per year in interest income alone by the end of that period – and that’s if you start from scratch. If you get an inheritance of $100,000, interest payments balloon to an expected $28,800 per year. 

And the numbers keep on climbing. Suppose you keep saving for another ten years. In that case, annual passive income going into your accounts hits $76,000 – more than most households earn per year. 

Is It Feasible? 

But is saving that kind of money realistic? Can the average household do it?

Well, it very much depends on your circumstances. But the trick is to live below your means and enjoy it. If you don’t learn to love living with less, you’ll feel like you’re serving a life sentence. 

If, however, you can become comfortable with the idea, then suddenly, it feels like a good thing. You begin to enjoy saving, knowing that you’re building a stable and secure financial future.

That in itself can be a reward – as is the satisfaction of knowing you achieved it. 

Saving money is a tough gig, but the payoffs are tremendous. Do it for long enough, and you will often get to the stage where your ability to generate passive income outruns your capacity to spend it.

You’ll spend a long time getting there if you take the conventional route. But get there, you will!

Protecting Your Rights as an Employee after a Workplace Injury

After a workplace injury, many employees will often be worried about what to do next.

What you need to know is that you have a right to a safe working environment.

Therefore, you are entitled to compensation for lost wages, pain, suffering, and other damages.

Let’s take you through what you need to do after a workplace accident to protect your safety and rights.

Reporting the injury

For starters, you need to report the injury to your employer. Employers will often protect employees via an insurance policy known as workers’ compensation.

Depending on the laws, you are supposed to report the incident immediately and start the process of filing a workers’ comp claim.

Tip: Keep in mind that your employer might try to persuade you to use your health insurance to avoid filing a workers’ comp claim. It is illegal, and you have the right to say no to that!

Seeking medical treatment

You also have the right to seek medical treatment after a workplace accident.

You should visit a qualified medical doctor who will examine the extent of the injury and ensure that you receive the right medical attention.

You will get your medical report and advice on whether you need bed rest and later resume work.

A medical report will be useful if there will be a dispute as you seek compensation for a workplace accident. Visiting a doctor will also help assess the extent of injuries suffered and the projected health risks. This will come in handy as you seek compensation.

Tip: Don’t underestimate the injuries sustained given they can grow worse with time.

Working with an experienced lawyer

Filing compensation can get complicated depending on the workplace injuries suffered. Again, your employer should not lure or force you against claiming for this compensation.

If that happens, then it is best to seek help from an experienced lawyer who can help protect your rights. You also have the right to seek compensation if you lost your loved one to a workplace incident that led to death.

For example, you can file a wrongful death lawsuit to help recover medical, funeral expenses, lost income, etc.

As a rule of thumb, you should work with an attorney with a proven track record in personal injury and wrongful death cases caused by workplace incidents.

Suing a third-party for a workplace injury

You can also be injured by accidents caused by a third-party that is not your employer.

In this case, you are allowed to file a claim against the party at fault. For example, third-party claims can occur when a manufacturer may have produced substandard goods through negligence which may have caused the workplace injury.

In this case, seeking third party compensation will help recover the damages caused, including pain and suffering caused by the injury.

Wrap Up

We hope you now know a thing or two about protecting your rights if you are injured at work. Our tips should help you avoid harassments and manipulation from your employer.

It is illegal for your boss to prevent you from pursuing your rights. Your employer will be at risk of a penalty if they make it difficult for you to be compensated. Speak to a personal injury attorney to help you fight for what you deserve!

 

 

Amputation After Accident: Dealing With Financial Implications

Serious car accidents lead to catastrophic injuries, which have adverse consequences such as permanent disabilities and amputation. 

When something as disconcerting as amputation occurs, the impact goes beyond physical pain and suffering. 

There can be massive financial setbacks that stay with you for a lifetime. To start with, you will need to spend a massive sum on treatment and rehabilitation to become independent. 

Moreover, you cannot expect to get back to work normally, particularly if the nature of your job depends mainly on your mobility.

Also, there is a lot of mental anguish that you and your family will have to deal with. Flashbacks to the accidents may scare you and the sight of the loved one without a limb is not easy for the family to bear. 

At the same time, lost income is bound to cause stress and anxiety for everyone. Dealing with the financial implications of amputation is a big challenge but this is something you will have to manage to get your life back on track. 

Here are some facts that you need to know and understand about dealing with such a situation.

Assessment of financial losses caused by amputation

When you have an accident, there is always a financial loss. You can well imagine the extent of these losses if something as serious as amputation happens. 

Although it may not be possible to assess the value of a lost limb, you still have to calculate the financial losses caused by the event. 

Fortunately, the law comes with a system to facilitate this assessment to a reasonable degree of accuracy. 

Typically, the loss caused by amputation includes the cost of surgery, medical bills, replacement limbs or prosthetics, and rehabilitation. 

Further, it also adds up the loss of earning after the event because you will probably not be able to work normally after losing a limb.

The cost of adaptation of your living space and car can also be included in the losses caused by the amputation.

Understanding the factors that affect compensation value

Although the law has some guidelines related to the calculation of financial losses caused by amputation, you can never be too sure about the compensation value. 

There isn’t a one-size-fits-all method for calculating it; rather you will have to consider certain factors while doing so. 

These include the type of amputation (whether traumatic or surgical), the injury that necessitated the amputation, your age and gender, and the level of pain, long term prognosis, and trauma it has led to.

Ideally, you should seek the advice of an expert accident lawyer to calculate the compensation value that you should rightfully get.

amputation after accident

Filing a claim for amputation compensation 

Life after facing an amputation is never the same. If you go through such a drastic event due to an accident caused by someone else’s negligence, you deserve to be compensated. 

The compensation should be enough to cover your financial losses as well as physical suffering and mental trauma. 

The best thing to do would be to hire a skilled car accident attorney who can help you with an accurate assessment of the compensation value and also secure what is rightfully yours. 

Since such cases involve high-value claims, you can expect the other side to try everything possible to avoid compensating you fairly. 

But with an expert handling your case, the process of securing your claim may get easier and quicker.

Restoring the quality of life after amputation 

Apart from the financial implications of amputation, it has a far-reaching impact on the quality of life of the victim. It is hard to say if you will ever be able to restore the full quality of life after losing a limb. 

However, getting your rightful compensation can make some difference in this context. Since you will need physical and occupational therapies, compensation can help. 

Also, there could be future surgeries and rehabilitation in the store, which you will be able to manage with the claim. 

Additionally, your family will be financially sorted even if you lose your job or earning capacity. To add to everything, you are in a better state of mind with compensation that secures you and your family on the financial front at least. 

Coping with amputation is not easy but when something this tragic happens, you have no choices. 

The only thing that gives solace in such a situation is that you can claim lawful compensation if injured due to the negligence of the other driver. 

Thankfully, a legal expert can help you get a claim value that can get your finances back on track after such a catastrophe.