Accumulative vs Cumulative Investment Returns – What’s the Difference?

It’s time for a vocabulary headache. Today’s guest stars are “accumulative” and “cumulative”. We’ll get to what those words mean in the context of investment return in just a moment.

Before we can do that, though, we have to sort out precisely what those words mean and how they differ from each other. There is a very fine line between them in the way that they differ, so pay close attention.

The Definitions

investment

Accumulative: Accumulative is an adjective that applies to something gradually growing or increasing over time. Synonyms for accumulative may include snowballing, amassing, intensifying, etc.

Cumulative: Cumulative is an adjective that applies to something that is increasing due to a combination of independent reasons. Synonyms for cumulative may include chaining, piled, grouped, etc.

Notice: The main difference in the two words are the fact that cumulative encompasses one increase after another, while accumulative refers to one growth as a whole. For example, one might refer to “their cumulative GPA,” which one collects after adding together all the increases or decreases of their separate grades in each class.

On the flip side, someone might talk about “the accumulative damage of rainfall,” which would refer to the gradually increasing damage caused by rainfall over time, with no other factors and no additions to be considered.

In the Context of Investment

investment returns

Now, we can discuss what you all came here to learn: What the difference between accumulative and cumulative investment return is.

The first thing to understand is that there is no such thing as an accumulative investment return. Save yourself the trouble searching for advice on accumulative investment returns by not doing so at all. Nothing will come up in your search.

In the context of investment, cumulative investment return is what’s usually talked about. As you might guess by the definition that we discussed above, you find the cumulative return by factoring in all the different gains and losses made over time to show the current total investment return.

The data can then be analyzed to decide whether or not it’s a smart idea to continue your investment – alternatively, an analysis can help you determine how much more – or less – money you want to put into the investment if you choose to continue.

Cumulative investment returns can be roughly calculated by subtracting the original investment amount from the current value of the stock and then dividing that number by the initial investment amount again. Lastly, subtract one from that number. After converting the final result to a percent, you have your cumulative return for any given any.

While an “accumulative” return isn’t correct terminology, a term usually mentioned in comparison to cumulative returns is the “annualized return,” which looks at the investment return in any given year rather than any point in time like cumulative returns can do.

Annualized returns must be compared side by side while cumulative interest maps out the gain for all time. Comparing the two against each other provides valuable information on the patterns of how poorly or how well your investments are holding up.

Conclusion

In summary, knowing the difference between accumulative and cumulative can be important when working in an economic context, and your cumulative investment return is a valuable tool in monitoring the ups and downs of your investments.

When you are thinking about investing somewhere, you should look through some other articles as well that I wrote about:
Investors Hub Review

Bulls on Wall Street Review

Finviz – A Full Overview

Investors Hub Review

One of the best ways to expand your financial acumen is to speak with other traders and investors. However, finding a platform across which the quality of conversation is up to the mark is not easy. That is why, before you join any investment platforms or message boards, it is better to find out as much as you can about them.

One such platform is known as Investors Hub. Recently, it has become quite popular. The question is, can it help you improve your financial acumen?

We will today share with you our Investors Hub review, which will help you understand if the platform is worth it or not. We will also share with you information about its premium memberships which will help you know if it is a good option or not.

What Is Investors Hub All About?

InvestorsHub.com also known as IHUB, is a resource for catering to penny stocks. It also covers other stocks and other assets like forex, cryptocurrencies, and so on. Additionally, the forum offers tools such as screeners, news reports, charting tools, and even alerts. Till date, it is host to more than 142 million posts and over 650,000 members.

In a nutshell, it is a forum that can keep you up-to-date with the markets and also help you come across newer investment and trading ideas. Now that you know what Investorshub is all about; let us look at the creator to understand more.

Who Is The Parent company behind the platform?

In 2006, a publicly-traded company acquired the platform. It goes by the name of ADVFN. ADFVN is a data provider which provides real-time as well as delayed rate on stocks, Forex, futures, cryptocurrencies, and assets across different world exchanges. The company caters to various markets like the US, Germany, Italy, Brazil, UK, Canada, and so on.

The company aims to provide all the data which an investor needs on a single platform. Thus, when it comes to the current owner of the platform, the company is legit, and in fact, the data provider in the field. That is why, in terms of the credibility of the creator, there are no red flags at all.

What Is Included In Investors Hub?

a man working

When it comes to any message board, it is essential to look at the quality of information on offer. Same is the case with investor hub. We will now highlight the type of content on offer so that you can decide on joining the platform.

Homepage:

The homepage of the message would consist of charts of various enterprises and assets like Dow Jones, NASDAQ, crude oil, gold, Bitcoin. The single glance at the homepage will let you know about the present position of these assets quite easily.

Below that, you will find various news videos which are in the trend which concern listed companies. Due to this very reason, keeping a watch on company statements and industry developments is comparatively easy.

The homepage also consists of a table tracking stocks across various industries. The table classification is not just by the index but also by gainers, losers, volume actives, and so on. That is why; knowing the condition of the market in a single glance is quite easy. The same data is available for cryptocurrencies as well down the page.

Additionally, the news section lets you know about the latest developments just at a glance.

Thus, when you look at the homepage, it can provide you with the summary of not just the stock markets but variants assets in a jiffy.

Boards:

Investors Hub has various boards on offer like:

  • Stocks
  • Commodities
  • Forex
  • Cryptocurrency
  • The lounge

Each one of them is active. Due to this very reason, if you need any information about these asset classes or want to discuss something about these asset classes, it is easy to do so on these boards. The boards are one of the main reasons why it has become so famous.

Hot!:

Once you go across various boards, you will realize that due to the high activity on these boards, it is not that easy to find the most active discussions. Besides the most active discussions are also the ones that can provide you with maximum insights.

The hot! section solves that problem for you. It lists down the most active message boards according to the type of asset class which they are discussing. As a result, you can take part in most of the discussions and also keep track of them from a single page.

Also, many times, when you’re just looking to get a grip on the pulse of the market, the search option will not help you. In that case, this step can certainly help you know more about the current discussions going on.

Want to view the course of the most valuable members on the platform?

The most followed members option in this section will help you find them in a jiffy. Thus, this page not only helps you discover quality interactions and topics but also can help you save a significant amount of time.

Tools:

While the website is famous for its message boards but it also offers quite a few tools to its members. These tools include:

  • Charts
  • Screeners
  • Newsfeeds
  • And so on

Any trader and investor worth his/her salt will know that charts and tools can come in pretty handy when it comes to any asset class.

While most of the tools are free, but if you want to plot them over real-time charts, you might have to go for one of the subscription packages. Considering the low price of the subscription packages, it is a steal.

The indicators include an entire book of technical indicators like:

  • Moving averages
  • RSI
  • Bollinger bands
  • Stochastics
  • MACD
  • And so on

Thus, irrespective of the strategy or the indicator which you are planning to use, you can find it on this platform, since you can take advantage of the newsfeed as well. It means that you can make your trading decision in a jiffy. When it comes to trading, every second counts, and that is why these tools are one of the most useful features of the platform.

A unique feature of this hub is that it provides level II window as well while you’re examining an asset class in the level I window. While the level I window provides you with a lot of information, the level II can give you a glimpse into another asset. It means that tracking different stocks and assets is possible.

With trades these days getting triggered in a jiffy, this feature can come in handy for most traders and investors.

Thus, the bouquet of tools on offer makes investor hub a highly effective platform.

Crypto:

Under the crypto page, you will get information about top cryptocurrencies. It also includes tools like cryptocurrency converter, ICO list, and a mining profit calculator. Thus, all the information which you need about cryptocurrencies is present and a single tab. It ensures that you can find whichever information you need in a jiffy under the crypto header.

Streamer:

The streamer base is available only for members. It allows you to monitor the quotes across various asset classes in real-time. With constant refreshing of rates, keeping a tab on the changing market dynamics is quite easy.

Level 2:

Level II is a subscription service which provides you with real-time data for NYSE, NASDAQ, OTC Pink/BB, level II windows access. The subscription includes a one-month free offer which means that you can try it out if required.

Thus, when you look at the offerings by investors hub, you will realize that it provides you all the data, tools as well as interactive message boards. Due to this very reason, it is a message board which you cannot ignore.

How Does Investors Hub Work? Is It a Scam?

Are you wondering all that is great, but what about the various subscription packages?

Worry not! We will decipher them all for you.

The majority of the tools and message boards are available for the free registered members. If you want real-time data and want to plot the indicators on real-time data, you might have to go for a subscription service. There are multiple such package options on offer by the company. These include:

  • Premium access which provides you with access to private messenger, unlimited posts, auto-refreshing feature, premium status icon, and a higher buffer limit, costing $ 8.33 per month.
  • Level I starter package which costs $ 14.43 and provides you with live NASDAQ and NYSE data along with delayed OTC Pink/BB quotes.
  • Small-Cap Pro package which includes NASDAQ and NYSE quotes in real-time along with level II windows, and tick by tick OTC Pink/BB quotes will cost you $ 44.59.
  • The website also offers the ultimate trader package. It provides you with all the data in real-time and level II window access for NYSE, NASDAQ, OTC Pink/BB. It will cost you $80.29/month.
  • The platform also offers trader alerts and Mobile access service as an add-on. Some other add-ons also include increasing the maximum stocks which you can track, and access more windows simultaneously. The add-ons are priced upwards of $ 6.72.

The beauty of investors hub is that it offers different packages which can cater to your need precisely. That is why, instead of merely going for the priciest package, you can choose the subscription which serves your needs the best. Since it consists of add-ons as well, choosing the right package is quite easy.

You might be thinking, are the subscriptions worth it?

The answer is yes. Since it provides you with all the data on a single platform, trading and investing decisions are easier than ever. The prices also offer value for money which means that you can recover them in a short time. As long as you know how to act on this data, it is a great value proposition. The platform is backed by a company which is a data provider in the financial realm across countries. That is why; there is nothing to worry.

So, the investors hub not only works, but it also provides a great value proposition which is why you should not think twice before going for it.

Features:

  • Covers various asset classes
  • Offers different packages
  • Interactive message boards
  • Summarizes a lot of information on the homepage
  • Free membership available as well
  • Offers tools as well

Pros:

  • Offers actionable data
  • Great value for money
  • Effective tools on offer
  • Credible owner
  • Helps you track various asset classes
  • Easy to navigate

Cons:

  • The site layout is a bit traditional

Does Investors Hub Work?

struggling financially

 

Investors Hub definitely works. If you are an investor in stocks, Forex or cryptocurrencies, or a trader in these asset classes; it is one of the best platforms for you. With interactive message boards, there is a lot to learn as well. Due to this very reason, if you’re in 2 minds regarding it, you should go for it. Even the various subscriptions on offer provide excellent value for money and can give you a kick start in the world of trading and investing.

Who is the Ideal Candidate for Investors Hub?

The answer to this question is almost everyone. Anyone who wants to make money by trading or investing in assets is the ideal candidate for this platform. The platform can help you gain a competitive edge over other traders and investors (Especially the subscriptions).

Conclusion

If you’re in two minds regarding investors Hub, our advice would be to go for it. Once you get familiar with it, it is easy to obtain actionable data from the platform. You can base your trades and investments on the data from this platform.

The platform offers a lot of data under the free membership. If you’re interested in making money, you can go for the subscription plan to cater to your trading/investing requirements. The platform can single-handedly help you make money from various asset classes, and that is why it is worth subscribing.

Bulls on Wall Street Review

Do you want to take advantage of the financial markets to make money? Are you trying to navigate the tricky waters of the financial markets with no success?

If the answer to any of these questions is yes, our review today will help you. The product which we will be highlighting today is known as Bulls on Wall Street. It claims to be an educational stocks course which helps you know more about the financial markets.

We know, the question which would be plaguing your mind is, does this course actually work?

We will answer this question today in our Bulls on Wall Street review. Before you make your decision on this course, it is better to go through our review below.

What Is Bulls on Wall Street All About?

Bulls on Wall Street is a complete holistic program which can help you know the intricacies of markets. The platform includes:

  • Educational resources
  • Day trading chat rooms
  • Multiple courses
  • Live online Boot Camp

With the help of these resources, it is easy to know the intricacies of the market if you devote time to it. Before we go further, let us look at the background of the creators to understand better whether the creator of the platform is credible or not.

Who Is The Creator?

The creator of Bulls on Wall Street is Kunal Desai. He is also the CEO and the lead instructor on the platform. The platform has gained credible mentions on media websites like the Huffington Post, fortune, and the street.

Kunal Desai is joined by Paul Singh, Sayed Zaman who are all top traders. Together, they not only educate the members on various trading strategies but also share their technical analysis, trend analysis, and information on investor psychology to help members trade successfully.

According to Stockmillionaires.com, Kunal Desai has a net worth of more than $ 4 million. Thus when it comes to the creator of the platform, he’s credible enough to opt for the product.

What Is Included In Bulls on Wall Street?

The best thing about this platform is that it offers four different products. You can buy them individually, or you can buy the entire bundle. The choice is up to you. We will go into the details of these four products to help you understand what exactly Bulls on Wall Street includes.

  • Intro to Trading Course:

As the name suggests, it is a course which familiarizes you with various aspects of the market. It is suitable for intermediate investors and traders as well. You can apprise yourself with market technicals, fundamentals and financial markets.

The video content is of 3.5 hours and comes with quizzes as well, which will help you test your knowledge once you go through the video course.

The stand-alone cost of this video course is $ 197. However, if you opt for an annual package of Bulls vision, it comes free.

  • 60-Day Trading Boot camp:

The module which we are speaking about now consists of 60 hours of live online instructions. Also, you will get lifetime access to that course material. It includes a physical coursebook, quizzes, trading simulator, and even one-on-one coaching.

Besides that, you will gain access to community support as well. Thus, when it comes to 60 Day trading Boot Camp, it can turn you from a beginner to a knowledgeable trader within 60 days.

The cost of the Bootcamp is hidden, but it is in the range of $ 2800. The fact that it has live online instruction on offer, it is certainly worth that price.

  • Bulls vision:

Bulls Vision allows you to follow Desai in real-time. You can access market commentary and the trades in which he is taking part. The annual subscription cost is $ 799.

The fact that you get trade alerts in real-time, it is worth it. A handful of trades can help you recover the subscription cost.

Besides that, you will get 24/7 chat room access and also trade screenshots. You will also gain access to its exclusive blog posts which means that all the information which you need to mend a significant profit from the financial markets will be available.

If you have faith in the creator of this platform, this is the subscription which you should buy.

  • Swing Trade Alerts:

Paul Singh leads this product. It is the product which you should opt for if you’re looking for short-term scalping trades. The cost of this product is $ 49 a month if you opt for the annual plan. If you want to go with the monthly plan, it will cost you $ 99 per month.

In this product, you will get between 2 to 5 weekly picks on stocks. These will be sent to you by SMS as well as email. Along with it, you will get the in-depth market analysis, day trade reports, and even mentorship sessions.

So, not only you can benefit from the swing trades but also the man behind the service as well. That is what makes it such a good option.

As you can see, all the products on this platform provide you with not only excellent value for money but also an opportunity to make a significant amount of money. That is why; they are worth trying.

We will now help you understand how you can use Bulls on Wall Street to your advantage.

How Does Bulls on Wall Street Work? Is It a Scam?

Depending on the module which you choose, you can get tips on intra-day trading, or you can get weekly trading picks. You can also follow the creator of the platform in real-time as he creates his way through. That is why; all you need is to follow these steps.

If you’re looking for a trading educational course, you can go with the module one that will apprise you with the basics of technical trading and how financial markets work.

The beauty of this product is that if you want to get any help related to the financial markets, whether it is ready-made tips or just information, this platform can benefit you.

So, to answer the question, is it a scam? We would say – No, definitely not.

We will now summarize the features of this platform to help you understand why it stands out.

Features:

  • Different solutions on offer
  • Ability to monitor the trades by creators in real-time
  • Suitable for everyone
  • Extensive information on offer
  • Actionable education
  • Community support

Pros:

  • Great value for money
  • Trader oriented solutions
  • Credible creators
  • Easy to get a positive ROI
  • Active community and chat room
  • Suitable for almost everyone

Cons:

  • Can be overwhelming at the start

Does Bulls on Wall Street Work?

The best thing about Bulls on Wall Street is that it works for anyone willing to put in the time and effort to not just go through different modules but also take action on the information provided. That is why, if you are searching for a trading course which can make you money, you should not ignore this platform.

Who is the Ideal Candidate for Bulls on Wall Street?

Whether you’re looking to gain information regarding the financial markets and technical analysis or want tips which you can readily follow, this platform offers you all of that.

With this platform, you can directly mimic the trades of the creator as well which means that if you do not want to invest time and money in understanding the technicals, then also it is suitable for you.

In a nutshell, anyone who wants to make money through trading will find this platform ideal and profitable. That is why; this platform is suitable for almost everyone.

Conclusion

So, if you are in two minds when it comes to Bulls on Wall Street, we would advise you to go for it. With so many different services and modules on offer, you can find the one that can suit your needs. Moreover, the service in itself can help you earn hefty profits from the financial markets.

That is why, it is a platform which you should definitely subscribe to if you’re serious about making money from the financial markets.

Finviz – A Full Overview

Simply put, Investing can make you rich. Take the example of Apple, Amazon, Microsoft over the years. It is an unwritten rule that if you can pick the right stocks, you can end up being rich in just a decade or so.
The question is, of course – how to pick the right stocks?

Among the plethora of options, the probability of picking the right stock is pretty low. The time it takes to shortlist a handful of stock options is enormous. However, there is an easy way out.

You can use a stock screener to pick a handful of stocks from the vast options available in just minutes. Stock screeners are websites which allow you to filter out the stock’s which do not meet your criteria.

All that is good but which stock screener should you choose?

That is what we will help you out today. We will share with you one of the best stock screeners you can use. We are speaking about Finviz. We will go into the nitty-gritty of this stock picker to help you decipher whether it is suitable for you or not.

What Is Finviz All About?

FinViz Stands for Financial Visualization. It offers:

  • Market maps
  • Analysis tools
    • Stock screeners (basic and advanced)

The screener clearly states that it can help you conduct financial research and analysis and even visualization to a certain extent. A single glance at the website will let you know that it has a neatly organized interface. Irrespective of the tools which you use or the information that you plot on charts, it is easy to decipher and use.

The tools on offer are highly visual, which means that there is little to no learning curve involved when using this stock screener. So, you can save your time by going with this screener. The range of tools on offer and the information which you can plot on the charts makes it suitable for not just beginners but also professional traders and investors.

A golden nugget is that it gives you a glimpse of the bulk of the market activity on its homepage. That is why you can be in the know of things just by visiting the website.

Now that you know the basics of Finviz, let us look at the creators of the tool to comprehend more about this platform.

Who Is The Creator?

Juraj Duris is the founder of FinViz. He is a successful investor and has invested in not just startups but also financial markets. He has grown FinViz over the years to make it one of the most popular screeners.

He is an investor himself and hence has taken care to include all the necessary tools and information which other investors and traders might need for trading and investing. So, when it comes to the credibility of the creator, there are no doubts.

What Is Included In Finviz?

FinViz has a lot on offer. We will go into the details of this tool below.

Homepage:

On the website, the first things which you will come across are the candlestick charts of:

  • Dow
  • NASDAQ
  • S&P 500

Apart from these, tables depict more information characterized by:

  • Top gainers
  • New high
  • Overbought stocks
  • Stocks with unusual volumes
  • Socks that received upgrades
  • Top losers
  • Most volatile
  • New low
  • Most active
  • Stocks slated to come out with earnings
  • Stocks that have just released earnings
  • Stocks with insider buying
  • Stocks with insider selling

Apart from this, there is a heat map of the market spread across sectors like technology, services, finance, and consumption. Additionally, the home page lists the recent news and its impact on the financial market as well as analysis. It also has a table which depicts the upcoming data releases and earnings releases. Along with it, there is also a table of commodities and forex and bonds.

Thus, a single look at the homepage will let you know the condition of the entire market and the sentiment as well. However, that is not all.

Apart from the homepage, it consists of numerous other pages which have a different offering. We will go into the details of these pages below.

Screeners:

Finviz is predominantly a screener tool. That is why; the main offerings of this tool are on the screener page. The filters under the screener page are mainly divided into three groups. These are:

  1. Descriptive filters:

The Descriptive filters include things like market cap, earning state, average volume, dividend yield, industry, and so on.

  1. Fundamental filters:

Fundamental filters include filters like P/E, Forward P/E, EPS growth this year, sales growth quarter on quarter, quick ratio, net profit margin, and so on.

  1. Technical Filters:

Technical filters include filters like 20-day simple moving average, 50-day simple moving average, 52 weeks high and low, RSI, beta and so on.

As you can see, the screener page provides you with numerous filters which can help you find the stocks which meet your criteria. As a result, rather than going through hundreds of different stocks, you can now filter them out in a jiffy to find the ones which might be worth investing.

Groups:

The groups’ page allows you to classify the stocks according to the sector, industry, and then filter them with the help of market cap, P/E ratio, and various other such parameters. It will help you get a snapshot of any industry and its performance across different periods.

Insider:

The insider page provides you with more information regarding the insider trades carried out in the recent past. It will let you know in which company the insiders are selling or buying.

News:

The news page syndicates recent news reports across various websites like:

  • Bloomberg
  • Wall Street Journal
  • Market watch
  • CNBC

In the financial markets, especially if you’re trading, the news can help you enter successful trades. Moreover, when you have information syndicated from various sources, chances are you will know about such news releases at least a few crucial seconds before the general market knows it. This page alone can help you make a lot of money if you know how to use this information.

Heat maps:

The page lets you know about the current condition of the market across various sectors and industries in a jiffy. You can even filter the heat maps to view precisely the indices or stocks in which you are interested.

Charts and Quotes:

This page aims to provide you with charts (delayed) and quotes for completely free without registration.

Portfolio:

Under the portfolio section, you can register for free and save your market portfolio and monitor it.

Collaborate:

It is a private discussion platform where one trader can interact with others. It also allows traders to subscribe to channels of other traders. That is why, if you want to socialize in your group, this is the place to do so.

Futures:

If you are more interested in futures & options rather than the cash markets, this page can help you out.

Forex:

The forex page works similar to the futures page but displays various currencies.

Backtest:

Backtest page allows you to test various strategies in the past. However, it is available only to elite users.

Elite:

If you’re looking to get additional benefits from this tool, then it is better to go with elite membership. It can offer you many other features like:

  • Real-time market data
  • Advanced charts
  • Advanced screeners
  • Correlations
  • Alerts and notifications
  • Backtesting

We will go into the details of the Elite membership below and how you can use it to make a great deal of money using FinViz.

How Does Finviz Work?

While the completely free and Registered Free plans of FinViz offer a lot of data, but if you’re serious about making money by selecting stocks, you should go for the elite membership.

The additional features help you stay ahead of various other traders and investors. Moreover, it can also reduce your effort to make money from the financial markets. The elite membership has features like:

  • Up to 100 screeners
  • Backtesting
  • Real-time charts
  • Chatting with and following other traders
  • Advanced charts
  • Email alerts

It means that you can keep a tab on the market activity consistently. Each of these features has its advantage.

When looking to trade in the markets, you always need real-time information. Only once you have real-time data, it is easy for you to enter profitable trades.

Moreover, if you can use a handful of screeners, you might not be able to shortlist the right stocks. That is why; when it comes to screening features; you need complete freedom. Finviz provides you with the same when you go for the elite plan.

Similarly, the charts also play a crucial role along with real-time alerts when you plan on trading or investing in the market.

As you can see, each feature of the elite membership makes it worth it. It can increase your profits if you trade and invest already or if you’re planning to dip your toes into the stock markets, it can certainly give you a head start.

Of course, once you go for the elite membership, you will not be using these features on a stand-alone basis. You will be using them cumulatively, which makes them a potent tool to help you make money from the financial markets.

Thus, FinViz provides you with a lot of data, but, if you want to put it into action, the elite membership is a must. It will ensure that you can create a proper system using this tool and trade and invest accordingly.

Features:

  • Offers a lot of data
  • Allows you to filter stocks easily
  • Easy to understand interface
  • Three different plans (free, registered free and elite)
  • Covers commodity, forex, futures and cryptocurrency markets
  • Helps you track your portfolio

Pros:

  • Suitable for beginners & experts
  • Simple navigation
  • Multiple asset coverage
  • Time-saving filters
  • Displays News Alerts from various sources

Cons:

  • Bit overwhelming

Does Finviz Work?

Of course, the question which you might have by now is, does Finviz work?

The answer is that yes, it does work. It all depends on how you are using the tool. It provides you with tons of information. If you can refine that information and convert it into actionable data, you can make money with the help of this tool.

While at the start, it might seem like a lot of information but once you correlate that information with the movements in the market, it will be easy for you to understand how you can use this information to your advantage.

Another reason why this tool works so brilliantly is that it can help you filter out the sites with the help of many different screeners. It means that you will not have to do so manually and therefore you can save a lot of time. The screeners can allow you to build your system, whether it is for trading or for investing. It gives you complete freedom on how you can use the tool.

With so many ways to use it, you’re bound to find one which works the best for you.

Who is the Ideal Candidate for Finviz?

One of the advantages of this tool is that it can work for everyone.

Are you planning on just tracking the market?

If yes, then also it can work for you.

Do you trade currently?

If yes, it can make your trading strategy more precise.

Do you invest for the long term?

If yes, it can help you pick the right stocks with ease.

As you can see, it is suitable for almost anyone. If you want to do anything related to the financial markets, including commodities, cryptos, and forex, it is a tool which you cannot ignore.

If you’re serious about making money by creating asset classes, the elite plan should be your best choice to help you gain maximum chances of generating profits.

Conclusion

Finviz can single-handedly help you make money from the financial markets. It is a tool with a plethora of different options. Whatever strategy you use while trading asset classes; it can help you with all of them. Rather than having to juggle across various websites to gain the information or data which you need, it is a tool that can help you on a stand-alone basis.

If you want to grab opportunities like:

  • Picking the next Amazon
  • Knowing which cryptocurrencies are gaining momentum
  • Using leverage in futures to make a windfall
  • And so on

Finviz is the perfect option to go for without any second thoughts. With Finviz, you can grab the opportunities that you were waiting for.

Using the elite membership, you can raise the effectiveness of this tool manifolds. That is why, if you’re genuinely interested in making money by trading or investing, Finviz is a tool which you cannot ignore.

More blog posts about trading:
Learn online trading
Penny stocks trading chat rooms
Perks of trading

Four Movies to Watch after You’ve Watched The Big Short

If you haven’t watched The Big Short yet, I strongly recommend you to do. It’s a great movie concerning trading and the global financial crisis (2007-2008). You’d be amazed at the storyline and suspense that this movie has to offer.

But if you have watched this amazing movie, however, then we have four other similar movies to recommend you. Movies that you should definitely put on your must-watch list.

Boiler room

Box office – $28 million

Directed and written by – Ben Younger

(If you are – or if you want to become a broker one day – this is the perfect movie for you)

Plot:
Even though he is a college dropout, the nineteen-year-old Seth Davis manages to make a living by running an illegal and small local casino in his home. Something that his father, Marty (A federal judge), doesn’t approve at all.

But one night, a wealthy person named Greg Weinstein comes by the casino to play blackjack. That night Greg offers Seth to join a brokerage company called J. T. Marlin. Seth accepts the offer. But later on, Seth finds out that J. T. Marlin is corrupted and that it uses its brokers to allure buyers into  investing in companies that never or no longer exist.

Seth is devastated when he is tricked into tricking one of the stock market buyers, Harry Reynard, who thanks to Seth, loses everything he has. Then Seth confesses everything to his father and wants them both to reveal the fraud of J. T. Marlin.

At first, Seth’s father seems reluctant to accept, for he is afraid that he might lose his job as a federal judge if something goes wrong. But then he accepts. Both Seth and his father succeed in closing down J. T. Marlin, though not alone, the FBI gets involved in the case as well.

Margin Call

Box office – $19.5 million

Directed and written by – J. C. Chandor

(A great finance-based movie that will keep you excited and thrilled from the very begging till the end. Besides, you’ll learn something more about the global financial crisis too)

Plot:
A company starts to fall in the abyss of the global financial crisis (2007-2008). During the beginning of the movie, no one is aware of any lurking financial menace. Eric Dale from the department of risk management – is the first person who is on the edge of discovering that the company is moving straight towards bankrupt, but his project isn’t finished.

At first, no one believes in his project, and he is flanked by security out of the building for good. But on his way out, he stumbles across one of his colleagues, Peter Sullivan – also from the department of risk management. Eric hands over a USB stick to Peter by casting him a furtive you-have-to-finish-this look.

Peter, working late at night on finishing Peter’s project, uncovers some shocking facts. The value of the company’s mortgage-backed securities is rapidly decreasing. Peter informs posthaste some of his colleagues about the financial instability that they’re facing. The bad information spreads fast and reaches to the division head, Jared. There is an emergency meeting.

The firm makes some plans on how to financially survive – and Eric is called to be part of those plans at the threat that he’d lose his severance payment, among other things, if he doesn’t agree to do it.

The Wolf of Wall Street

Box office – $392 million

Directed by – Martin Scorsese
Written by – Terence Winter

(This is the greatest stockbroking movie of all times. And even if you don’t have any knowledge in stockbroking, you’ll still enjoy and watch this movie with rapt attention)

Plot:
Jordan Belfort starts as a stockbroker. Something that provides him enough money to fall in the dirty hands of sex, nightlife, and drugs. But rather sooner than later, his career ends. Still, he manages to find a new job at a brokerage firm, and he is so good at what he does that he even makes a  small fortune. But that isn’t enough for Jordan.

And after getting acquainted with the deceitful talents of his neighbor, Donnie Azoff, both he and Donnie decide to open their own company – Stratton Oakmont. They even hire some of Jordan’s friends to work for them by teaching them some fraud methods that, later on, generate huge amounts of money for the company.

Nevertheless, Jordan becomes so rich that he starts to care only for himself. He even divorces his wife to marry another woman named Naomi, but their marriage doesn’t have a happy ending. At any rate, the biggest problems for Jordan begin when he makes dozens of millions in just several hours. Jordan transfers his money in a Swiss bank to hide them, but that doesn’t help him in appearing any less fraudulent in the eyes of the FBI.

He travels abroad to escape justice, but, eventually, he gets caught by the FBI. And after being sentenced by the court, he is given a chance to serve only three years in prison, though under one condition. He has to testify against his criminal colleagues, which he does.

MoneyBall

Box office – $110 million

Directed by – Bennett Miller
Written by – Aaron Sorkin and Steven Zaillian

(If you love baseball and some real (Go from zero to hero) team-management actions – MoneyBall is the movie that you don’t want to skip)

Plot:
The 2001 American League Division doesn’t end well for the Oakland Athletics. Their general manager, Billy Beane, feels down in the dumps. And with several leading players on the brink of leaving the team, there seems to be no hope for the Oakland Athletics at all.

But fortunately, Billy meets this young graduate – Peter Brand. Peter approaches Billy with some forward-looking strategies that might transform the whole downfall prospect of the Athletics into victory. Billy likes Peter’s words and puts him on an aptitude test by asking him what steps he would take concerning a game of a past major league.

Peter answers the question, and Billy hires him almost at once. Billy’s assertions to victory are based on sabermetrics that would evaluate the quality of underestimated players. And since the Athletics have a small budget to operate with, this seems like a great plan to Billy. So, after hiring three underestimated players, including an injured catcher, Billy and Peter get nothing but bad criticism from Oakland scouts and hostile opposition from Art Howe (The manager of the team).

But despite the resistance to their strategy, Billy and Peter prove that they are right. And the Athletics even make twenty consecutive wins, which is a new record to the American League Record Board.

I hope that our list of four movies similar to The Big Short has been interesting to you. Now, all you have to do is relax, sit down, and watch some of the greatest finance-based movies of all times.

Besides, no matter which of these four movies you chose to watch, you won’t make a mistake.

Movies Like The Wolf of Wall Street

There is no doubting that Martin Scorcese’s 2013 biopic of Jordan Belfort’s crazy real-life story, was a huge success. Whenever I speak to people about this movie, I always get the same response. It’s just too hard to find that person who thinks it’s a bad film. Despite only being six-years-old, it is regarded as a modern day classic, which continues to grow in popularity.

This article aims to give you 10 movies that are like “The Wolf of Wall Street”.

The Big Short

This movie just has to make the list. Just like the “The Wolf of Wall Street”, the film is based around a group of characters who work within the wall street industry. What these characters foresee, is the collapse of the housing market, and all they want is to take advantage of it, despite their clients’ growing outrage.

The Social Network

Just like “The Wolf of Wall Street”, “The Social Network” is a critically acclaimed movie that is directed by a cinematic giant. It is David Fincher who is responsible for creating this piece of art back in 2011. Another similarity is that both movies are based on true stories that involve deceit and corruption. “The Social Network” portrays the issues surrounding the creation of Facebook.

American Psycho

If you’re a fan of “The Wolf of Wall Street” then there is no reason why you should not like “American Psycho”. They are two movies based on young, charming men working in sales who have over excessive characters wanting to achieve their goals. Patrick Bateman (played by Christian Bale) is a sociopath waiting to be unleashed in this pulsating thriller.

Casino

Another Scorsese classic which also holds similarities. Driven by an all-star cast, “Casino” portrays life as a mob gangster running a Vegas Casino. One thing about this movie that has to be said, is that Sharon Stone’s portrayal of Ginger is nothing short of wonderfully breathtaking. In addition, her character can be compared to Margot Robbie’s, Naomi Belfort in “The Wolf of Wall Street”. Both women have equal tendencies to be with a man for money and power, and won’t think twice in backstabbing them when the time is right. The infamous Robert De Niro stars as the mob boss in this scintillating gangster movie. When his business is affected by serious competition, life becomes a matter of survival as lives are teared apart in this cinematic masterpiece.

Wall Street

Despite the obvious, “Wall Street” is most certainly a movie to watch after “The Wolf of Wall Street”. Not just because both stories are based around the culture of Wall Street, but how they are set in different eras that show us the corruption involving the financial world. “Wall Street” is set in a time that is before the 1987 crash, and this is right before what takes place at the beginning of “The Wolf of Wall Street”.

American Hustle

This is a fictional film that portrays an impressive scandal you’ll never forget. Led by another all-star cast, “American Hustle” tells a story of con-artists, FBI agents, and the Mafia all rolled up in one glorious feature. The plot is intelligent as well as entertaining, and each character gifts you with something worthwhile of your time. Like “The Wolf of Wall Street”, the movie is thrilling and entertaining, and similarly uses pop songs during emotional moments.

Catch Me if You Can

If you want a movie to take you on a pulsating chase of cat and mouse, look no further than “Catch Me if You Can”. This is another movie starring Leonardo DiCaprio, who plays as Frank Abagnale jr, although he is much younger in this feature. Just like his Jordan Belfort character, DiCaprio’s Abagnale is intelligent and highly skilled to fool the FBI for numerous years. Abagnale is just a teenager, but he manages to disguise himself as a lawyer, a doctor, and a co-captain of a major airline within this movie. To think that this movie is based on a true story just blows your mind.

The Departed

You cannot deny that “The Departed” has to be on this list. Like the majority of the films listed here, it holds a fantastic cast that delivers one of the greatest mob dramas of our era. It earned Scorsese his one and only surprising Academy Award for Best Picture, but when you see it, you will know exactly why. It portrays one man working undercover in the mob, and another who is a mole among the cops. What this story brings, is a battle between the mob and the cops, showing brave individuals as pawns to win it for their establishments. If you haven’t seen this movie, it is a must-see today.

Boiler Room

In this drama, there is a portrayal of American Business at it’s most corrupt worst. Although it doesn’t boast a strong enough script to be on par with “The Wolf of Wall Street”, there are still so many comparisons between the pair. Both movies involve young men who all become millionaires overnight within the world of sales. “Boiler Room” shows these young men working at a brokerage firm who, just like those in “The Wolf of Wall Street”, achieve in making their money by fooling their clients over the phone.

War Dogs

Firstly, “War Dogs” compares to “The Wolf of Wall Street” because both of them contain Jonah Hill. However, the comparison doesn’t stop there. Both of these movies contain young men who strive to earn millions of bucks in quick succession. In this movie, Jonah Hill aims to convince his friend to be an international arms dealer, and the amount of comedic moments that come with it makes you know you are watching a similar movie to “The Wolf of Wall Street”. It is a solid movie which is driven by a compelling true story. It is an underrated movie that could perhaps gain a stronger following.

There you go, the ten movies that can be strongly compared to “The Wolf of Wall Street”. Each and every one of them hold at least some similarities. Some more than others, of course, but it’s easy to suggest that they all compare is some way.

Whether it’s a plot involving the same business culture, or perhaps a mob drama that holds similar characters with similar purposes, there are enough movies out there that can be compared with the popular biopic.

If you’re a fan of “The Wolf of Wall Street”, then each and every movie on this list has to be watched either now or in the future.

Can BitCoin Still Be Lucrative?

Cryptocurrencies have been on somewhat of a rollercoaster over the last few years. With countless setbacks, thefts, and issues which impact public opinion, it’s amazing that BitCoin has been able to survive the chaos, let alone maintain its value.

A lot of people have been able to make a fortune out of this strange currency, and the market is always growing and changing. Of course, though, it’s crucial that you consider whether or not you’ll be able to make money with it before you invest. Is BitCoin still lucrative?

The Competition

The first area to consider when trying to answer this question is competition. There are a lot of other miners out there, and plenty of newer cryptocurrencies which would also steal the stage.

Of course, though, given that the market for BitCoin doesn’t depend on whose mining it, this shouldn’t put too much of a barrier between you and your fortune. It will make the process more risky, as you could find yourself being undercut by other miners or currencies, and this can be a hard trap to get out of when you’ve already invested heavily.

The Operation

When BitCoin first hit the scene, mining it was possible with a powerful gaming computer. Times have changed, though, and the hardware which is used for this job has only been getting more expensive.

It’s often cheaper to simply buy an existing farm, nowadays, with up to date farms producing far more BitCoin than you might expect. Going down this route is nice and secure, but you will have to do some serious math to figure out if you will make money after you’ve bought the farm itself.

The Buyers

This next area is one which BitCoin certainly isn’t short on; buyers. Loads of people want to get their hands on this currency, whether it is for personal use or as an investment.

Websites like Bittylicious make it possible to handle this using automated processes, and this gives you the chance to sell your BitCoin without having to do any real work. Of course, though, you could probably make more by selling it by yourself.

The Future

One of the biggest challenges faced by cryptocurrency miners is predicting the future. Facebook is working on its own currency, and there are countless other examples of up-and-coming coins which can’t be ignored.

If you choose BitCoin this year, you have to be prepared to look at different coins next year, as this market can change in a heartbeat. Most people don’t understand the work which has to go into this area, and will assume that their investments will last forever.

With all of this in mind, you should be feeling ready to take on the challenge of making BitCoin lucrative. A lot of people struggle to understand this field, and this can make it dangerous when you’re first getting started. To solve this issue, you will need to learn a lot about digital money, and this could be a lot of work if you’ve never touched the field before.

Building A Financial Safety Net

Saving is really important, but most people don’t realize just how important it is until the time comes and they haven’t got anything saved. When financial emergencies arise, and they do, there is nothing worse than knowing that you aren’t covered. You need to take loans, borrow money, and hope for the best. It is actually a terrifying situation and can pile the stress on really quickly. 

In fact, many financial emergencies are why many people end up in dangerously high debt and in some cases, financial ruin. For example, imagine you were in a car accident and unable to work? Aside from needing a settlement calculator, you’re going to need some cash to be a cushion until you are back on your feet. 

Emergency Fund

These are the funds that you tuck safely away in an ISA or any other locked account. You need to be able to access these funds at a moments notice. Ideally, you will have at least 6 months worth of money in there that is free to use if anything should happen. So when you make the decision to save, this is where you want to start putting your money. You should set a budget to work out what you can safely put aside. It might mean that for a little while you’re going to have to make some cutbacks on what you buy and the entertainment options you have. But this is worth it. Where possible, create an automatic savings plan, so that the heavy lifting is out of your hands. 

“Do not save what is left after spending; instead spend what is left after saving.” 

Warren Buffett

Life Insurance

So many people skip this thinking that it won’t matter if they have it or not. Assuming that they have time to arrange it all. But the truth is none of us know when that time will be up. And if you already have dependents, or you are planning to in the future, then they will need financial security. If you have a house that is currently being paid off via a mortgage, then you are seriously going to want to think about what will happen if you can no longer make those payments. 

Long-term Disability Insurance

If something happens and you aren’t able to make a regular income any more due to injury, then you’re going to be very happy that you have this. The safety net isn’t there for fun, it’s there for the what-ifs. Many people think this coverage is a luxury, but it should be considered a necessity if you have housing repayments, children, a significant other, and of course, medical bills stack up thick and fast. 

Retirement Plan

You should sit down and work out how much you will need to put into your pension from the age you are now, to the age you want to retire – and see if it is going to be possible. Where possible, take advantage of any government schemes to match what you are putting into your own pension pot. You’ll also do well to take out other long-term savings that can be accessed after a period of years. Keep rolling that cash up, and cash outcome retirement time. The fact is that most people can no longer finish as early in life as the once could, and retirement really needs a lot of consideration.

Savings

A general savings pot for rainy days is undoubtedly something you’ll want to do too. You don’t need to put a lot of money into this. Instead, you are going to be looking to skim off the top of what you are spending elsewhere. There are many apps that will now do this for you, and they have a low yearly charge to do so. There are some that will also automatically calculate what you can afford to save and put it into a savings pot for you. 

Even a penny jar emptied once a year and put into an account over the space of a few years will give you a little bump. 

Your financial safety plan has more to do with the people you love and want to look after than it does with you. But, that safety net will be the thing that keeps a roof over their heads and food in their bellies when it really counts. So if you aren’t saving and you don’t have those vital insurances – make those changes today, you never know when you’ll need them. 

To Buy Or To Lease Machinery? That Is The Question!

If you are buying business machinery there are lots of different things you need to take into account. This is especially the case when you consider just how crucial your purchase will be – it will have a massive impact on the successfulness of your business and so you need to make sure you get it right.

The following factors are just a handful of those you need to take into account – the size of the machine, the brand, the type of machine, where you are going to acquire it from, the cost of purchase, and the cost of running. Aside from these points, one of the main decisions you need to make is whether you are going to lease or buy the machine. There is no right or wrong answer here – it is all about figuring out what will work for your company.

This post helps you to come to the right conclusion for you in relation to either leasing or buying by presenting information on both. So, keep on reading to find out all you need to know…

Should you purchase machinery outright?

First and foremost, let’s take a look at the option of buying the machinery outright rather than leasing it. A lot of business owners tend to prefer this solution and the main reason why is because they know they are spending their money on something they are going to have full ownership of. Therefore, they feel like they are investing in something worthwhile, rather than spending their cash on a machine that is ultimately someone else’s.

This tends to be the best option to go for when you know the machine in question is one you are going to use in the long term and on a regular basis as well. You have to determine whether the cost of buying it outright is going to be worth how much use you are going to get out of it.

Nonetheless, not all business owners have to use their own funds to afford the purchase of these machines. A lot of people will lend cash in order to finance the purchase. This is something you should do with a lot of caution – make sure the finance option is right for you and comfortable.

Aside from this, it is imperative to note that you will literally be responsible for all costs and all maintenance in regards to any business machinery you buy outright. So, incorporate plant machinery insurance and servicing costs into your calculations.

Should you lease business machinery outright?

So, on the other hand, instead of buying agricultural machinery you have the option of leasing it instead. What does this actually entail? Well, you will pay the company in question on a monthly or yearly basis for use of one of their machines. They will still own the machine yet you will be granted exclusive access to it for the time period that you have both agreed upon.

This is a great option for those that cannot afford the huge outlays associated with buying a machine up front, or have struggled when it comes to getting the necessary finance. Moreover, if you do not see the machine as a long term solution, rather as something temporary, then it is definitely better to go down the leasing route.

Contracts tend to last anything between three and five years when it comes to leasing, although some companies will provide different options. If you wish to cancel the lease early you will probably be subject to a penalty. Make sure you read the contract in full before you agree to anything, as the last thing you want to do is be tied into something that is not right for your company.

So, there you have it, both options you have to consider when it comes to acquiring business machinery. Should you purchase the machine in question outright? Or, should you lease it? There is no right or wrong answer – it all depends on what is right for your business specifically. We hope that the information that has been provided in this blog post has helped you to come to the decision that is right for you and your company.

Investing In Your Business To Make It Grow

You should always consider investing in your business to help with its growth, regardless of whether your business is brand new or if it’s been running for years. Investing isn’t just about the financials either. So how can you invest in your business?

Improve The Visibility

a man working

There’s nothing more frustrating for a customer than a business that isn’t contactable. Therefore having a visible business is extremely important for existing and new customers and clients. Whether that’s adding in a virtual address from https://physicaladdress.com or simply putting all your social media platforms onto your website, this all helps to promote business presence.

Make sure you have a website, especially as the digital age is extremely relevant and not going anywhere soon. Having contact details like your email, contact number and location will also make it easier for those to get in touch.

Focus On Existing Clients

Before you go about searching for new clients, you should always focus on your existing ones to remain loyal to you so that even if you lose your new clients, you have your old ones to fall back on. Listen to their concerns and address them as best as you can so that they feel valued as customers.

Investing in your clients not only shows loyalty to the clients but also to new ones who will see that you value those who make your business and reward them through their dedication.

Do Your Research

financial resources

Knowledge is power, and it’s something that not always requires you to invest your money. Instead, you invest time and effort that helps you learn and grow your business. There’s plenty of books and materials out there that should you be struggling, will help you improve your business or an element of it. Research can be hugely beneficial so be sure to do this regularly.

Look After Your Staff

Investment should also be considered when it comes to your staff. They are the backbone of an organization, and without it, a business can often suffer as a result. Poor work productivity is usually due to your staff feeling undervalued or not appreciated within the workplace. There are many ways you can look after your staff, whether that be offering them a career path within the business or just by simply holding a one-to-one meeting every so often to address concerns, all of it can make a huge difference.

Use Your Money

money

And lastly, it’s worth reinvesting your money, especially at the beginning of a business. In order for a business to grow, certain aspects may need to be developed, and all of that can cost money. It may be great that a business is bringing in money but in order for that to continue, investing back into your company should certainly be done. Don’t be afraid to use your money and if you need advice, speak to a financial advisor.

Businesses always need to look at ways to grow. Regardless of the industry, there’s always competition and advancements. So to avoid falling at the waste side, it’s critical to improve and invest into your business.