3 Ways To Make Money From Property

If you are keen to try and improve the amount of money you have, you will probably be aware that finding something to invest in is often the best way to go about doing so.

That much is clear, but what is often much harder to appreciate is what you should actually put your money in and when, and how you can expect to make it work out as well as possible for yourself.

One of the best kinds of investments is property, as it is a market a lot of people can get in and which is yet always growing, so you know you will be able to make money from it. But you need to know how you are going to approach it first – and as we will see in this article, you have a few options available to you for how you are going to do it.

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Rent Out Turnkey Properties

If you want to make it as easy as possible, then you might want to look at the process of renting out a turnkey property. If you are thinking what is a turnkey property, then it’s actually very simple. A turnkey property is a fully refurbished apartment or home which is ready for you to buy and then rent out to someone straight away.

There are clearly many benefits to this way of investing in real estate, not least that it is one of the easiest methods and you won’t have to worry about the hard work of renovation or anything like that. Nor will you have to worry about the expense of it. If you have money and you just want to rent something out straight away, then this is one of the best ways to do that.

Long-Term Investment

One of the more lucrative methods of making money from property is to buy a property and let it sit there for many years, then selling it on at a higher price.

The main thing that you are going to need to be aware of here is that you are definitely buying and selling at the right price. That just means that you need to focus on paying close attention to the markets, and in particular to the local market in the area that you are trading within.

That will help you to work out when you should buy and when to sell, which is all you need to know how to do if you hope to make money from your property this way. You can expect to make a lot this way, as long as you are happy to wait it out.

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Buy-To-Let

Or you can go for a more traditional kind of renting out, and think about buy-to-let.

With this, you might not be able to do it quickly, but you can hope to make money through consistent rent nonetheless, and you might even be able to pay a mortgage with that rent.

Then, once it is paid off, you can sell the property and make further money that way too.

Can You Save Money From A Car Accident?

The screeching of tires, the crumpling of bodywork and the inevitable silence afterwards are the things you hear from a car crash.

They are often sounds you cannot replicate and they stay with you forever. It can be a traumatic experience to be involved in a car crash and so, there are plenty of ways you can receive help afterwards.

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However, is it possible that you can still save money from a bad car crash? That’s what you’re going to be thinking if you’re financially minded because car crash repairs and the subsequent legal issues are very expensive.

A whole lot has to be changed or brought back to how it once was including your car and your health.

Far too often people without any knowledge of cars will just take the word of anyone and pay out far too much than they needed to, to get the repairs done.

Here are some ways you can limit expenditure and get back to normal with a boost of cash.

It’s all about the body

Bodywork is one of the simplest parts of a car. Essentially, it’s the outer shell of the car that takes a lot of the brunt from a car crash.

The reason why some bodywork is expensive is because of the brand and model.

A more curvy car takes more time to build and the materials used for lightweight and high strength are also higher up on the sheet of expenses. Let’s start off with the more simpler part of the bodywork, the windshield.

  • The windshield is one of the easiest things to replace and also costs the least. A simple chip could be as little as $50, but a total replacement and fitting can be close to $1,000 depending on the car. The average is around $255 but if you buy a lesser quality windshield that is just as strong but less wind resistant, you could cut this price down by as much as 50%.
  • Door panel dents are perhaps the most common sight behind dented bumpers. Door panels shouldn’t cost that much because they are usually just flattened sheet metal. PDR or rather paintless dent repair is a small section of the car repair industry. They simply sheer off the paint and using a suction tool, pull the dent out of the panel. This can cost as little as $150. Don’t go for a door replacement until you have know your local PDR price range.
  • A smashed bumper should be easy to replace right? Well, it’s not just the bumper itself but the curved metal around it. This can be a simple fix by actually replacing the bumper and keeping the metal bodywork if that has not been affected. However where the really expensive bodywork parts are on a car, are the front and rear. This is because of the curves of the car. The general price can be from $300 to $800 for a repair and replacement service.

Call the manufacturer

it’s 2019 and we’re finally seeing the car manufacturers update their repair schemes.

It used to be that when you bought a car if you bought an insurance plan with it that the manufacturer wanted you to have, you would get it cheaper.

The insurance companies and the manufacturer worked out a deal that works for everybody. However, Volvo has just rolled out with something new.

They have just launched a post-accident guidance scheme which they hope will help drivers of their cars, learn what they need to do to get their car fixed.

The Volvo Car Accident Advisor serves as a go-to mobile app which will take the driver step by step through an emergency checklist.

They will be shown a list of repair services they can call up, advised on what to do regarding the safety of their person and go through a procedure to make their car safe.

How could this save money? Well for one they would offer a competitive service for car repair.

They can also check what parts are damaged using the computer chip in the car and sending information to your phone from it.

This will give you an accurate picture of what you need to repair instead of aimlessly wandering around and paying far too much to mechanics.

Although this has just been rolled out, you should check if your car manufacturer has their own smartphone app you can use to know what exactly needs repairing.

Doing a general examination at a local garage can cost up to around $200 or more.

The disappearance of wages

Car accidents are very financially troubling for a multitude of reasons but the two that you can most look out for will be your lost wages and healthcare costs.

If the car is totalled that will also be a very big loss but if you can no longer go to work and you’re losing thousands of dollars every single month for a long time, your bank account will be very sore.

However, if you have a case whereby you know it wasn’t your fault, you know the cameras have picked it all up and on top of that you have witnesses, then call a car accident attorney.

They can make a case for lost income as well as for physical pain. Who knows you might need surgeries, physical therapy and maybe pain relief in the form of medicine.

Emotional trauma is also something the attorney will look as if you’re not physically hurt you might still be suffering from mental health concerns.

The aim will be to get back all that lost income and make sure you’re still able to pay the bills and live your life normally like you would before the accident.

After the dust settles from a car crash, the financially savvy will begin to see where all the holes are and start plugging them. Lost income due to no longer having a functioning car should be a high priority. You can also see if the bodywork you need can be done cheaper by a paintless dent repair service.

When You’re Lucky Enough To Have Holiday Money Left Over

When going on vacation a lot of people tend to acquire more foreign currency than they hope will be necessary. After all, it is always better to have too much money instead of not enough. Or, perhaps you have simply come home with more money than you expected to? There is certainly no better feeling than to touch back on UK soil knowing you have had a fantastic vacation but haven’t had to break the bank.

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However, the only concern is deciding what to do with the unused foreign currency when you get back. Do you simply hold on to it in the hope that you’ll visit the destination again? Do you try and convince your friends and family to visit the holiday location in the foreseeable future so they can swap some currency with you? No, there’s actually no need for such hassle.

Instead, you should sell the currency back. This is the best way to make the most of any unused foreign currency, no matter how much or little. Keeping that in mind, keep on reading to discover everything you need to know about selling back foreign currency…

There are lots of companies nowadays that will give you the option of selling back your foreign currency. Nevertheless, you, of course, need to choose one with care to ensure you benefit from good value. If you walk straight into a branch without doing any research you may find yourself in a position where you feel pressured to go for the exchange rate being offered.

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Without doing prior research it’s difficult to know whether you’re getting a good deal or not. You do not want to leave the branch to discover you could have got a better offer elsewhere. Therefore, instead, you should take a look at the Internet and assess your options carefully first. One tip you can use, though, to minimise the money you need to exchange to begin with is to pay online for holiday elements in your own currency beforehand. If you check out these apartments in Jual Rumah Indonesia, you will see how you can pay online in your own currency, and this could save you a lot in the long run.

The general process you should follow when selling currency is as follows…

  1.    Find a credible travel money company.
  2.    Begin the process online by entering details, including the type of currency you are selling and the amount of currency you are selling. The company will then present you with their offer. If you are happy, you can move onto step three.
  3.    You will then select the branch you are going to take the currency to and you’ll agree on a date.
  4.    You will likely be asked for a few personal details to complete the process.
  5.    Go to the branch that has been agreed upon and you can sell your currency and complete the deal.

Those are the typical steps that are involved. They may differ slightly depending on the company you use. Nevertheless, all travel money businesses should follow a similar sort of process. It is always worth doing your research to make sure the company in question is credible and that they have a good reputation.

Read reviews that have been left by previous customers to get a good feel regarding the general feeling that surrounds the travel money business you are considering. If they have a bad reputation, this is something you should be able to pick up on with ease. Thus you will know to look elsewhere.

One of the most frustrating scenarios that can arise when selling back your travel money is arriving at the bank to discover you are not going to get the same amount that was quoted online. Unfortunately, this happens quite often. If you locate the small print on a lot of websites for travel money companies you will frequently discover that they don’t guarantee the rates that have been presented on their website.

Instead, you will be subject to whatever the exchange rate is on that given day. In a way, this defeats the purpose of setting up the sale online. Yes, it will be more convenient. However, you could still find yourself on the end of a bad deal. Because of this, it is highly advised to make sure you find a company that gives you the opportunity to secure your rate online. By doing this, you know exactly what deal you are being offered and you can be confident that this will not change once you arrive at the branch several days later.

Aside from this, another factor you need to take into consideration when selling back currency is the commission rate that is charged by the travel money branch. This is where you can potentially lose a substantial amount of cash if you are not careful.

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Sometimes it can put people off selling their currency altogether, because they feel like they are losing out on such a huge amount. This is where your research skills come into play. You should spend time searching online to find low commission rates. You will even find that some of the better companies don’t charge any commission at all.

So now you know all about the best option you have available to you when you have leftover money from your vacation. We have already touched upon some of the points you should consider when choosing the best travel company to sell your currency to.

Commission rates and the ability to secure rates online are evidently the two most pivotal factors to bear in mind. And, as mentioned, it is always a good idea to read reviews that have been left by others. Nevertheless, there are some other key factors you should consider to make certain that everything runs smoothly.

One thing you will need to do is make sure the travel money company has a branch near you. The last thing you want to do is have to travel all over the country to find a firm to sell your currency to. Aside from this, the currency rate itself is obviously vital to make sure you get good value.

It is a good idea to do a bit of research online to get a good idea regarding the exchange rate for that given day on various websites. You will then get an understanding as to whether the company in question offers value or not. Are you in a rush to sell your currency straight away? If not it may be worth holding out until the exchange rate meets a level that you are happy with. There are some companies that give you the option to benefit from notifications every time the exchange rate gets to an amount you are satisfied with.

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All in all, hopefully, you now have a better understanding in regards to the best route to take when you come back from your holiday with excess foreign currency. Whilst there may be several different options at your disposal, the best way to make the most of the money is to sell it back.

Nevertheless, don’t simply sell the currency to the first travel money firm you lay your eyes on. Instead, you will need to follow the tips that have been provided in this article. Make sure that the company has a good reputation and that you can secure rates online. Aside from this, a bit of research regarding commission rates and exchange rates will certainly help. If you do this you are assured to be satisfied with the UK currency you get back in return. It is the perfect way to end a vacation.

3 Key Insurance Policies

There are so many different insurance policies available in the modern day and age. Because of this, individuals can quite often be left feeling confused regarding what ones they need and what ones they don’t.

As a result, many are left at a major risk without even realising it. This blog post is here to discuss three of the most important insurance policies in further detail; critical illness insurance, income protection insurance and medical insurance.

Of course, there are lots of other insurance policies that may be right for you, and so it is certainly worth doing further research on those as well. But first, keep on reading to find out all you need to know…

What is critical illness insurance and why should you get it?

Critical illness insurance is a policy that protects the individual in question if they are diagnosed with a particular critical illness. Typically the insurer will pay out a lump sum of cash if this happens.

The key point here is determining what is covered and what is not. This is why you need to pick out your critical illness insurance policy with care and why using a financial adviser is the best approach.

Expert aid is worth its weight in gold because you will only be covered if the illness you are diagnosed with is outlined in the policy. This is where a lot of people go wrong – they think they are covered for a certain illness when, in fact, they are not.

A lot of people opt for this policy for sheer peace of mind and others seek it specifically because they have a history of a certain illness in their family.

What is income protection and why do you need it?

Income protection is an extremely beneficial insurance policy because it pays out if you are unable to work because of an illness or injury. This is pivotal because it ensures that the loss of income does not end up being damaging.

Just imagine what would happen if you lost your weekly wage. How would this impact your life? It doesn’t bear thinking about, and income protection ensures that you don’t have to worry about this. Some policies help individuals with back to work aid if they end up being off work sick.

Nevertheless, redundancy is not something that is covered in these policies, so that is worth keeping in mind. You can also get different policy lengths. Short-term policies are understandably the cheapest yet most people tend to go for those that pay out until retirement.

What is medical insurance and why should you get it?

There are so many reasons why you should get medical insurance. You never know when an unexpected medical bill could arise and this is something that has financially crippled many families.

Even the fittest of individuals can experience an unexpected illness or accident. Not only this, but if you have been injured and it was not your fault, medical insurance will make sure you are covered.

In such scenarios, you don’t only need an insurance provider, but you need to find the firm that won’t let you down when making a claim too. Unlike critical illness insurance, medical insurance policies cover a wide scope of instances. Of course, each policy is individual and the level of cover you receive depends on the insurance you select.

It is important to make sure you are one hundred per cent honest when getting your policy. If you have an underlying medical condition and do not state this beforehand you will not receive the benefits your policy is supposed to provide.

Hopefully, you now have a better understanding of three of the most important insurance policies that are out there for people at the moment. If you do not have any of the policies that have been discussed in this blog post, it is certainly worth exploring them further to find out whether you should have them in place or not.

If you should, make sure you don’t just rush into getting a policy, though. There are so many different plans available today, and you need to make sure you choose something that is right for you.

Don’t Let Ebay Eat Your Finances

In the last few years, sites like Gumtree and Ebay mean that most of us now look to sell spare bits online. Nothing’s better than getting that email notification telling you that you’re in the money. At last, you can put financial issues to bed, or start saving for the next big thing in your life. Perhaps you even plan to put the money you make her back into investments which can keep you afloat for years. Either way, you’re sure online selling has got you covered. But, has it really?

In the grand scheme of things, selling our spare belongings online is still a pretty new trend. And, as with anything which is untested, it doesn’t come with any guarantees. Far from it, in fact. Many sellers are finding that they experience real issues here or spend more than they see in return. And, the same thing could end up happening to you if you don’t think things through.

Still, there’s no denying that it is possible to make fast and substantial sums this way. But, how can you make sure that online selling ends well for you?

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Use trusted sites

There are now sites on which you can sell anything you could imagine. You can sell your bric a brac on Facebook, old clothes on Ebay, and even your transportation at American Motorcycle Trading Company and other sites like them. In short; if you have it, you can sell it. Wherever you choose to sell, though, you need to make sure that they offer you some form of seller’s protection. Facebook marketplace is terrible for this, as there’s no set payment option. Instead, individuals arrange collection and payment among themselves. This is a breeding ground for problems. If you want to guarantee a return, then, choose selling sites which have set seller’s protections in place. eBay is a fantastic example of this, with their Paypal payment systems which ensure security. Even if you’re on the bad end of a deal with sites like these, eBay will reimburse you. That’s a benefit you would never get on a site which didn’t have any policies like these in place. All you need to do is research. The selling world is your oyster, but make sure you get a good one.

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Ask for payment on order

Some sellers hold off asking for payment until delivery is complete, but this is never a good idea. If you operate this way, there’s nothing to stop your buyers from taking your goods and not giving you a cent. And, you would have no one to blame but yourself. Instead, you should always aim to ask for payment on order. A reasonable customer will be more than happy to pay you ahead of time. On sites like eBay, they won’t have a choice either way. You then have that reassurance before you so much as part with your goods. It’s worth sticking to this policy, even if a customer is coming to collect something. This money in advance is your reassurance that the person coming is committed. Knowing those funds are secure in your bank also ensures the buyer won’t rip you off or ask for a lower price on arrival. At the very least, taking care of payment helps to avoid mixed communications or awkward conversations.

Consider postage and packaging

Talking of payment, you also need to consider postage and packaging if you’re planning to send items. Though it seems obvious, an astounding amount of sellers don’t even think of this when listing items. They then find themselves out of pocket when they have to pay for this themselves. Hardly what you wanted when you planned to boost your finances this way. Bear in mind, too, that postage on heavy items can fast add up. To make sure that doesn’t take its toll on your finances, always list postage prices alongside your items. If you’re unsure, contact a courier company for their price list. You should also find that sites like eBay have easy postage options. Your customers will then pay these costs when placing their orders. That ensures you never need to end out of pocket during this entire process.

Be honest

Believe it or not, dishonesty is another leading reason why sellers end up losing out. Too often, people think they can lie about product quality online. A few clever pictures can hide a whole load of sins, after all. The trouble is that your customer will have that item in their hands eventually. As such, they’re sure to spot issues like these pretty fast. And, when they do, you can bet they’ll want a refund. Though that doesn’t leave you out of pocket as such, it does mean that you don’t make anything. If you then have to pay the costs for return postage, though, you very much will be out of pocket. Does a white lie seem worth all those potential losses? Instead, make sure you earn by being upfront about the condition of what you’re selling. Point out issues rather than trying to hide them. Be honest about how used something is, or any significant damage which a buyer is likely to spot. Then, you know for sure that the person offering to pay is aware of what they’re paying for. The money in your bank will stay in there, and you won’t need to spend to sell. All because you saw that honesty was the best policy.

It’s possible to make a great deal of money online. Some people even now use this as a constant and primary source of income. And, there’s no reason you can’t do the same if you take this advice. Fail to do that, and your efforts here could end up costing far more than they earn. Get this under control, though, and you could soon have plenty of spare cash rolling in each month. To top it all, you won’t have to live with bags of clutter all over your floors anymore.

Lease Or Buy? What Is The Best Option?

While your home office may have sufficed for the first six months after launching your startup, the chances are that your rapid growth may mean that you need to consider alternative working environments.

The need to take on new staff, the need for more storage for goods or simply to appear a more professional outfit may result in you having to find an office or warehouse space.

Arranging a meeting with a new client, only for them to have to walk through your living room before reaching your study isn’t portraying your brand in the most professional sense.

When it comes to seeking out business premises, you have two options. You can either lease or buy. Which option is best for you?

lease of buy

#1 Leasing

The idea of purchasing a building to convert and use as office space sounds expensive. If you aren’t ready to fork out so much cash and you need more flexibility with your location, leasing could be the perfect solution.

Securing a lease means renting a commercial building for a set length of time. This could be anywhere from three months to two years. Always ensure that you only sign up for a length of time you can commit to. Remember, you can always renew a contract.

The flexibility that this gives you allows you to move locations if you find that you don’t have enough foot fall, the transport links aren’t as efficient as you thought, or you need to expand and seek a larger premises.

Leasing also gives you more readies in your pocket to spend on other aspects of your business vision. Securing a commercial property for use means that you will have to invest in public and professional indemnity insurances.

While you still might need to use an attorney if someone trips over a piece of loose carpet in your office, you will have the insurances to back you up financially.

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#2 Buying

While leasing is a sound option if you need more flexibility, it can become troublesome if your lease ends early for a reason outside your control. Sometimes leaseholders will want their property back or they may be keen to sell it on without a sitting tenant. This can be chaotic for your business.

To mitigate this, you may want to buy your office building. Yes, the financial outlay will be greater, but you will have a solid base from which to carry out your business.

You will also have an asset in the bricks and mortar that you have purchased. In the same way as renting a home is seen as dead money, so is leasing a commercial property. You will be lining somebody else’s pockets and receiving nothing in the process.

See your purchased building as an investment which you can remortgage against to raise extra funds, or simply as an asset that you can cash in if you were to move premises in a few years time.

Working out how best to structure your business takes a lot of thought. Whether you choose to lease or buy, ensure that your financial plans are structured so that your cash flow remains buoyant for the benefit of your startup.

Investing In Your Business To Make It Grow

You should always consider investing in your business to help with its growth, regardless of whether your business is brand new or if it’s been running for years. Investing isn’t just about the financials either. So how can you invest in your business?

Improve The Visibility

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There’s nothing more frustrating for a customer than a business that isn’t contactable. Therefore having a visible business is extremely important for existing and new customers and clients. Whether that’s adding in a virtual address from https://physicaladdress.com or simply putting all your social media platforms onto your website, this all helps to promote business presence.

Make sure you have a website, especially as the digital age is extremely relevant and not going anywhere soon. Having contact details like your email, contact number and location will also make it easier for those to get in touch.

Focus On Existing Clients

Before you go about searching for new clients, you should always focus on your existing ones to remain loyal to you so that even if you lose your new clients, you have your old ones to fall back on. Listen to their concerns and address them as best as you can so that they feel valued as customers.

Investing in your clients not only shows loyalty to the clients but also to new ones who will see that you value those who make your business and reward them through their dedication.

Do Your Research

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Knowledge is power, and it’s something that not always requires you to invest your money. Instead, you invest time and effort that helps you learn and grow your business. There’s plenty of books and materials out there that should you be struggling, will help you improve your business or an element of it. Research can be hugely beneficial so be sure to do this regularly.

Look After Your Staff

Investment should also be considered when it comes to your staff. They are the backbone of an organization, and without it, a business can often suffer as a result. Poor work productivity is usually due to your staff feeling undervalued or not appreciated within the workplace. There are many ways you can look after your staff, whether that be offering them a career path within the business or just by simply holding a one-to-one meeting every so often to address concerns, all of it can make a huge difference.

Use Your Money

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And lastly, it’s worth reinvesting your money, especially at the beginning of a business. In order for a business to grow, certain aspects may need to be developed, and all of that can cost money. It may be great that a business is bringing in money but in order for that to continue, investing back into your company should certainly be done. Don’t be afraid to use your money and if you need advice, speak to a financial advisor.

Businesses always need to look at ways to grow. Regardless of the industry, there’s always competition and advancements. So to avoid falling at the waste side, it’s critical to improve and invest into your business.

Claiming Cash That You Are Owed

There are various situations in life where you will find that others owe you money. Now, many people make the mistake of just assuming that this money will make its way back to them eventually.

But generally speaking, people are reluctant to cough up cash unless they are near enough forced to. This is why it’s important that you actively pursue owed cash.

Here are a few areas that you might want to focus on!

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Clients

If you work for yourself, you may find that you are owed money from clients. The best way to get this without damaging professional relations is to send an invoice. If this doesn’t work, you can always follow up with a friendly payment reminder via email.

If time goes on and someone is still avoiding payment, you probably won’t want to work with them again anyway, so could always pursue legal action to receive a payment.

Compensation

There are certain situations in life where someone else will hold authority over your overall health and wellbeing. When you are at work, an employer has responsibility to ensure that you are safe and well while in their commercial property or carrying out tasks for them.

If you are in public spaces, on the roads, or anywhere else, other relevant authorities will have to cater to your safety and wellbeing. If you do experience an incident, you should contact a relevant lawyer like a personal injury lawyer or a car accident lawyer.

They will be able to draw together a case and claim compensation on your behalf.

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Money from Friends and Family

Generally speaking in life, it is best to keep to the policy of “never a borrower nor a lender be”. But every now and then we will lend money to close friends or members of our family.

Now, it can be extremely difficult to claim money back from people who you have a personal relationship with, as you won’t want to jeopardise your relationship for the sake of cash. They will also be able to use excuses with you that simply wouldn’t roll with professional lenders.

They will pull at your heart strings and you will generally let things slide because you have their overall happiness and wellbeing in mind.

However, there are ways to get the money back. Note why you need the money. Tell them how them not paying you back is affecting you.

These are just a few different situations where you may find that people owe you money. Hopefully, the above information will help you to claim back what’s owed to you as quickly as possible!

The Real Reasons You Might Need To Give Up Driving

When you learn how to drive, you probably assume that you will be driving for the rest of your life. It’s such a convenient skill to have, and you will certainly need to rely on it for a long time to come. But being able to drive forever? Unfortunately, few people are able to continue using their car once they hit their later years, and they could be forced to give up their license for a number of reasons. But it’s also important to remember that it’s not just the elderly who sometimes need to give up. It may be rare, but some people need to give up driving prematurely. Here are some reasons why that can be.

#1 Poor Eyesight

If you suffer from poor eyesight, then that is obviously going to be problematic for your driving. After all, if you can’t see the road in front of you, there is no way of knowing where the other cars on the road are! There are some eye conditions that can badly affect your sight and these can hit at any age. Unfortunately, they could signal the end of your driving career.

#2 Certain Health Conditions

It’s not just bad eyesight that could make you give up your car. There are a few health conditions that make it impossible for people to drive safely and, if affected by one, you will need to give up your license. One is epilepsy. If you have ever had an epileptic fit in your life, then you can’t risk getting behind the wheel. If you suffer from an illness that affects your upper-body movement, such as MS or the effects of a stroke, driving could be too difficult to do safely.

#3 Getting Banned

If you are ever banned from driving, then you will be forced to give up. If you are banned for causing an accident, you could hire an accident lawyer today to see if they can help you fight your case. Unfortunately, they can’t always get a ban overturned. Thankfully, not all bans are forever, and most of them will prohibit you from driving from anywhere between six and eighteen months.

#4 Alcohol Abuse

You should already know that drink driving has to be avoided at all times. Unfortunately, though, for those who suffer from an addiction to alcohol, drinking before driving might have become a very normal habit. In this case, the safest thing to do is to stop driving completely while the addiction is being treated.

#5 Prescription Drugs

If you are taking certain prescription drugs to help overcome an illness or injury, you might have to stop driving for a short while. That’s because some drugs cause untoward side effects that can affect driving, such as fatigue and drowsiness. You will only have to stop driving while you are taking the medication just to be on the safe side. Once you stop taking the pills, you will be able to start driving again.

Fingers crossed you never have to give up driving for any of these reasons!

 

5 Essential To Consider Before Buying Your Next Vehicle

Anyone that has ever bought a car knows that there is a lot to consider before you make your financial choice. In fact, it can be highly confusing and even a little frustrating, because just as you think you have considered all the factors, you discover another one to think about. Luckily, you can avoid this if you check out the comprehensive guide below.

#1 Cost

downpayment

For most people, the overall cost of the vehicle is something that cannot be ignored. After all, it does not matter how much you love a particular make or model, if you haven’t got the money, or can’t get the credit to cover it you will have to go with something else.

However, it’s also worth noting that the way in which you purchase your vehicle can affect the cost. This is because you can use credit and end up paying more over the time you are paying it off, yet still be able to meet the monthly payments, and so work it into your budget.

#2 Running cost

Closely linked to the cost is the economy of the vehicle that you wish to buy. This may include the monthly payments, but also the cost of fuel, and how much its uses, as well the other fees such as MOTS, servicing, maintenance, road tax, and insurance.

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Here it’s worth noting that the better fuel economy your vehicle has, the better for you wallet it will be because you will get more miles to the gallon.  

#3 Age

old car

Next, when researching your next vehicle purchase, it’s essential to consider whether to buy new or used car with your hard earned money. There are two extremes here, with some folks only ever going for brand new vehicles that they can drive off of the forecourt, while others will only ever purchase vintage cars.

Although, many people find that the most economical approach is something in between, which usually entails buying a used car that is still in good condition.

#4 Fuel

picture of an oil rig

Closely linked to the model and the economy factors is the fuel type for the car you are going to buy. Traditionally this used to be a choice between petrol and diesel.

However, as all new petrol cars come fitted with a catalytic converter since 1993, the choice has widened. Of course, that doesn’t even account for the additional options of hybrid and fully electric cars that we are now starting to see on the market as well. The latter being something that will have a definite impact on your vehicle choice if you are concerned with the environment and the potential benefits of this sort of vehicle can provide.

#5 Make & model

picture of a mazda cx-f

Lastly, and for some folks most importantly, the make and the model of the car is crucial to their choice. In fact, some people will only invest in Japanese makes like Mazda because they are known for their longevity and reliability. Others prefer cars built in their native country because they feel they are better supporting the home economy.

Then, when it comes to make, the reviews and the status of the latest model all come into play. Something that you can find out more about here and that should help you to make the right decision when buying your next vehicle.