Top Seven Free Budgeting Tools

best free budgeting tools

Planning is a very crucial aspect not only of the business organization but also to nations. It helps you set goals and also strategies on how to achieve your goals and attaches a timeline to them.

Planning has now been made easier by technology through the introduction of very many online budgeting sits. This
means that you can monitor and implement your business plan at the comfort and convenience of your laptop or your mobile phone.

Not only does this makes work easier but increases your chances of eradicating losses in the organization.

Some or most of these online budgeting sits offer advisory services and tips and they will help you be realistic and implement your plan. For this reason, you will need the best, most efficient and reliable budgeting tools there is in
the market.


1. YNAB(you need a budget)

homepage of ynab

As the name suggests this is an online budgeting application that will help you analyze and manage your money and account. The YNAB can be linked to your bank account and will, therefore, work with actual fat s and figures.

This platform uses a user-friendly layout which will allow the user to make a plan in a couple of minutes. It will always help you manage your account. The data used in this platform is mostly reliant on previous incomes and earnings rather than project for the unseen future. This unique factor will mostly give accurate results.

It has a very secure encryption from their server to your bank account. That makes sure all your details are safe and they are accountable for every account and make sure to keep your account an affair between you and them and will only provide information at the authorization of the customer or the law.

This application helps monitor your rate of income and expenses and provides an overview of how you have spent your money. It also gives advice on how you should plan your money and this will always give you the benefit of making informed decisions.

They will make sure they change your mindset to seeing every dollar as an investment. They will give you choices on how to invest also. They also motivate students I school by giving them a one-year free account and this is what will build tomorrows mega-investors. This is probably the best budgeting tool ever. YNAB offers you a 34-day free trial.

2. Personal Capital

homepage pick of personal capital

Some of us will always want a third party’s confirmation on issues before implementing them. This is why the personal capital account offers a two based kind of account offering serving both as a financial tracker and financial advisor.

The difference between this YNAB and this kind of account is the YNB offers paid for financial advice. It has new and improved new feature like the retirement  planner, educational planner, investment checkup and the assessment allocation target.

The personal capital account has a very sophisticated security system that is simply a headache for hackers. The application has also been customized to be accessible by a couple of devices ranging from smartphones, laptop computers, and smartwatches.

NB! They also offer a one-month free trial.

 

3. Mint

homepage of mint

Coming in this on the budgeting online application is the mint application. It offers its services on a 24/7 basis and will alert you personally on bill reminders, over budgeting and even large transactions this will keep you financially fit as you will have a reminder and a clear image in mind of what you are doing. Do you want a fast track way to your goals then this is your kind of sit? It is also accessible on mobile device and on smartwatches. They have a very high-security feature and will send you a randomly generated verification code which you will use to gain access to it.

4. Moneyspire

moneyspire homepage

Derived from the word inspire and money, moneyspire is the site to look for all your budgeting needs. It has special feature that supports multiple currency setting.

It also makes sure to have a personal relationship with their customers and reach out to customer service via email or telephone. Their security detail is well organized and your passwords and accounts remain on your device and in your head as they do not collect any data unlike other sites that collect personal data.

For a onetime simple fee of $54, and from there you can manage unlimited accounts from your linked accounts.


5. Moneydance

moneydance

At $49.49 you can now have an account with the money dance group. The money dance makes investment decisions.

It has a wide database of data concerning investment and making an effecting action plan with the best budgeting there is. It has an offer of free 100 transactions made on the side per client.

They also have vast access resources as you can access it on any device may it be a smartwatch, smartphone or even a laptop computer.

 

6. Count about

homepage of ca

Offering a 15-day free trial, count about takes care of your financial budgeting process and will act as your financial and does not offer budgeting advice and it leaves you to make your calculations and evaluations.

This does not provide a database for references though it has majored on customer base security features and works in conjunction with a third party.

However, a weaker budgeting tool as it has limited feature. It is however charged at arrange of between $9 and $99 for an account.

 

7. Banktivity 6

mac application banktivity 6

With a rating of 8/10, the activity 6 is one of the better tools to use for your financial needs.

Formerly known by the name iBank, the Banktivity takes a personal interest in their clients and will do a daily personal check up on your accounts and budgetary.

They follow up on your deposits and withdrawals and will advise in case of large withdrawals. They will, through their financial advice, prevent you from making hasty decisions.

Conclusions

From the seven budgeting tools, it is only fair to say that they will ease your financial trouble and will offer both accountability and security for your accounts. So the next time you are looking for an account to invest in make to consider these tools.

Look for a tool that will accommodate a number of accounts and also gives you tips, suggestions, and warnings on your financial matters.

 

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